GitHub Copilot
GitHub's AI coding assistant and agent: code completions, chat, code review and a cloud agent that writes pull requests, in your editor, terminal and on GitHub.
The case for
- Works in more editors than most rivals, including VS Code, Visual Studio, JetBrains IDEs, Xcode, Neovim, Eclipse and Zed, plus a CLI and GitHub.com
- The cloud agent and pull request code review run inside GitHub, so issues, branches and reviews stay in one place
- A real free plan and free Pro access for verified students, teachers and popular open source maintainers
The catch
- Usage-based AI credits since June 2026 make the monthly cost hard to predict for heavy agent users, and extra usage is billed after the fact
- Part of each individual plan's allowance is a flex amount the vendor says may change, so included usage can shrink without a price change
- Billed in US dollars only, and GitHub says Indian cards can be declined for recurring charges under RBI rules, forcing manual one-time payments
- No page we read says GitHub issues Indian GST tax invoices, only that you can add a GST number to receipts, so check input tax credit before buying
