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GitHub Copilot
GitHub's AI coding assistant and agent: code completions, chat, code review and a cloud agent that writes pull requests, in your editor, terminal and on GitHub.
✓ Source-checked profile9 sources cited
Spec sheet
All-in India price
₹971/mo
For a registered business, $10/mo sticker
- Free plan
- Available
- Free trial
- Not listed
- Status
- Source checked 12 Nov 2026
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Claim this listingFindThatSoftware verdictEditorial ruling
Shortlist Copilot if your team already keeps its code on GitHub and works in VS Code, Visual Studio or JetBrains, because the cloud agent and pull request reviews sit inside the place you already work. Before paying, look at how many AI credits your typical agent and review sessions burn, since heavy agent use on frontier models drains the monthly allowance and the extra usage is billed after the fact.
Read the full verdict
Billing is in US dollars on an Indian card, and GitHub warns that RBI recurring payment rules can cause card declines, so keep a backup plan for one-time payments. The honest trade-off against Cursor or Claude Code is breadth versus depth: Copilot covers more editors and has the GitHub workflow built in, while the agent-first tools may suit developers who live in one editor and want heavier autonomous coding. Its suggestions still need human review for correctness and security like any AI coding tool.
FindThatSoftware has source-checked this listing and keeps 9 public sources visible for buyer verification.
In short
GitHub Copilot is listed under Developer Tools, reviewed for Indian buyers. All-in it runs about ₹971/mo for a GST-registered business ($10/mo sticker plus about 3.5% card forex). It does not issue an India GST invoice, so a registered business reclaims the GST via reverse charge. FindThatSoftware rates it best for developers and teams whose code already lives on GitHub; a poor fit for teams that need a flat, predictable monthly bill for heavy agent use.
What GitHub Copilot costs in India
The rupee price a business actually pays, after the card forex markup, with GST shown both ways.
True India price
Registered business, per month
₹971
GitHub Copilot advertises $10/mo. A GST-registered business in India pays about ₹971 a month (₹11,657/yr) once the roughly 3.5% card forex markup is added, with GST reclaimed as input credit. If you cannot reclaim GST, it is about ₹1,146 a month.
- Sticker price
- $10/mo
- Card forex markup
- about 3.5% over mid-market
- GST
- 18%, reclaimable if registered
- Registered per month
- ₹971
- Registered per year
- ₹11,657
- If you can't reclaim GST
- ₹1,146
- Try first
- Has a free plan, so you can start without a card.
- Watch for
- All plans are charged in US dollars and new subscriptions are monthly only; GitHub moved existing annual Pro and Pro+ subscribers to legacy terms when usage-based billing started in June 2026.
More
Each paid plan includes a monthly AI credit allowance that resets on the first of the calendar month and does not carry over, and usage beyond it is billed in arrears against a budget you set, so a charge can arrive after you cancel. Part of the individual allowance is a flex amount the vendor says may change over time, so the included usage is not fixed.
Indicative, not a bill. The exchange rate is a single mid-market reference, not a live feed, and GST-registered businesses may reclaim input credit. Confirm current pricing on the vendor site.
Full India pricing breakdownPaying for more than GitHub Copilot? See your whole stack's real India cost and where you could switch to save.
Audit your spendWho GitHub Copilot fits
What it is, what you gain, what you give up, and who should look elsewhere.
What is GitHub Copilot?
GitHub Copilot is run by GitHub, Inc., a Microsoft affiliate, and is sold as a monthly subscription from GitHub.com. It gives code completions and next edit suggestions in editors such as VS Code, Visual Studio, JetBrains IDEs, Xcode, Neovim and Eclipse, plus chat and an agent mode that edits files across a project. Paid plans add Copilot code review on pull requests and a cloud agent you can assign an issue to, which researches, writes code and opens a pull request. Since June 2026 usage of chat, agents and code review is measured in GitHub AI Credits, with a monthly allowance per plan and paid usage beyond it, while completions stay unlimited on paid plans. Business and Enterprise plans pool credits across an organisation with admin policy and spending controls, and Enterprise requires GitHub Enterprise Cloud.
What you gain, and what you give up.
The case for
- Works in more editors than most rivals, including VS Code, Visual Studio, JetBrains IDEs, Xcode, Neovim, Eclipse and Zed, plus a CLI and GitHub.com
- The cloud agent and pull request code review run inside GitHub, so issues, branches and reviews stay in one place
- A real free plan and free Pro access for verified students, teachers and popular open source maintainers
The catch
- Usage-based AI credits since June 2026 make the monthly cost hard to predict for heavy agent users, and extra usage is billed after the fact
- Part of each individual plan's allowance is a flex amount the vendor says may change, so included usage can shrink without a price change
- Billed in US dollars only, and GitHub says Indian cards can be declined for recurring charges under RBI rules, forcing manual one-time payments
- No page we read says GitHub issues Indian GST tax invoices, only that you can add a GST number to receipts, so check input tax credit before buying
Best for
- Developers and teams whose code already lives on GitHub
- Teams using several editors who want one AI assistant across all of them
- Organisations that need seat-level admin, budget controls, SSO and audit logs for AI coding
Who should avoid it
- Teams that need a flat, predictable monthly bill for heavy agent use
- Companies on GitHub Enterprise Server, where the vendor says Copilot is not available
- Buyers who need an Indian GST tax invoice to claim input credit
India readiness
How well GitHub Copilot fits an Indian business operationally, from the verified pricing and company facts we hold.
- ✗GST invoice
No Indian GST invoice, so a registered business cannot claim input tax credit on the bill.
- ✗Bills in INR
Priced in a foreign currency, so your card or bank adds forex conversion on top.
- ✗India HQ
Headquartered outside India, so check support hours and India-specific features.
Compare GitHub Copilot
How it stacks up on what we verified, the tools buyers weigh it against, and where it appears in our guides.
How GitHub Copilot compares
Against the 4 other AI coding assistant tools we list, from what we verified on each vendor’s own pages.
Also in most alternatives
Recorded for at least half of the 4 others, and for GitHub Copilot.
This compares only the capabilities enough rival tools share for a comparison to mean anything, roughly a quarter of what we verified. The full list is under “What we verified” below, and anything absent from both is something we did not record rather than something the product lacks.
Similar tools to GitHub Copilot
Compare practical options in the same category by price, fit, and caveats.
- HOL GuardDevelopers who let AI coding agents run shell commands and want a check before risky ones₹494/mo
- SkaleAgentsDevelopers who already use Cursor, Claude Code or Codex and want infrastructure review tools callable from the editor over MCP.₹1,880/mo
- Devin DesktopDevelopers who want an agent centred IDE as an alternative to Cursor or Copilot₹1,979/mo
What we verified about GitHub Copilot
Read from GitHub Copilot’s own pages. Each line is a finding and what it was based on, so you can check any of it yourself.
What GitHub Copilot does
Features we confirmed30
- SSO SAML
- SAML SSO authentication only appears on the business offerings
- Model selection
- Model selection is an explicit Pro plan feature
- MCP server
- Copilot integrates with MCP servers across all plans
- Audit log
- Audit logs unlock at the Pro+ tier and above
- Agent mode
- Agent mode works in VS Code, Visual Studio, JetBrains, Eclipse and Xcode
- Admin policy management
- Admins control access to preview features, models and Copilot policies
- Admin spend limits
- Business admins set usage limits and whether paid overage is allowed
- AI pull request code review
- Code review of pull requests on GitHub is a Pro-and-above feature
- Assign issue to agent
- You can assign work to Copilot and it opens a pull request
- Budget usage alerts
- Alerts fire at 75, 90 and 100 percent of a configured budget
- Cloud coding agent
- Cloud agent researches, plans and writes code with or without a PR
- Codebase indexing enterprise
- Copilot Enterprise indexes an organization's codebase for tailored suggestions
- Copilot autofix
- Copilot Autofix gives contextual fixes for code vulnerabilities
- Copilot spaces
- Copilot Spaces is listed as included on every plan tier
- Custom agents
- Custom instructions and agents are listed as a supported feature
- Custom instructions file
- Custom instructions via instructions.md are supported from Pro
- Custom private models
- Enterprise offers fine-tuned custom private models for code completion
- File diff review in editor
- File diff reviews inside code editors are listed from Pro
- In ide chat
- Chat assistance ships in VS Code, JetBrains and Visual Studio
- Inline code completion
- Inline suggestions are the core feature, unlimited from the Pro plan
- Issue tracking from editor
- Start and track agent issues from code editors on Pro and above
- Issue tracking from external pm tools
- Issues can be started from third-party project management tools
- Java dotnet app modernization
- App modernization for Java and .NET is included from Pro
- Next edit suggestions
- Pro lists unlimited code completion and next edit suggestions
- Programmatic cli mode
- Copilot CLI has a programmatic mode included on every plan
- Public code filter
- Public code filter with code referencing is included on all plans
- Repository context aware chat
- Chat carries repository context so answers reference your own code
- Terminal cli assistant
- Copilot CLI lets you use Copilot from your terminal, even on Free
- Third party agent delegation
- Pro+ delegates tasks to Claude Code and OpenAI Codex agents
- Usage metrics dashboard
- Usage metrics are a business-tier only management feature
What people use it for3
- Reduce boilerplate work
- Positioning is spending less effort on mundane and boilerplate code
- Automate pull request review
- Code review coverage on every PR including non-licensed contributors
- Fix security vulnerabilities
- Autofix suggests code changes to remediate found vulnerabilities
Works with18
- Visual studio code
- VS Code is a first-class supported editor for Copilot
- Openai
- OpenAI Codex is a delegatable third-party coding agent
- Google gemini
- Google Gemini Pro and Flash models are selectable
- Claude code
- Pro+ can delegate tasks to the Claude Code third-party agent
- Claude
- Multiple Anthropic Claude models are selectable in Copilot
- Azure data studio
- FAQ lists Azure Data Studio as an available extension target
- Eclipse
- Eclipse is listed as a supported agent mode environment
- Github mobile
- All plans are supported in Copilot on GitHub Mobile
- Jetbrains ides
- JetBrains IDE suite is a supported Copilot extension target
- Kimi
- Kimi K2.7 Code and K3 appear in the model list
- Neovim
- Vim and Neovim are listed supported Copilot environments
- Raycast
- Raycast appears among the supported Copilot surfaces
- Sql server management studio
- SQL Server Management Studio is listed as a supported platform
- Visual studio
- Visual Studio is listed among supported Copilot platforms
- Windows terminal
- Copilot supported as a chat integration in Windows Terminal Canary
- Xai grok
- xAI Grok 4.5 is listed among available Copilot models
- Xcode
- Xcode appears in the supported platforms strip
- Zed
- Zed editor is listed in the supported platforms strip
Terms, compliance and how you buy31
- Unpredictable monthly bill
- NotBestFor flags teams that need a flat predictable bill
- Credit based pricing
- Chat, agent mode, code review and CLI consume GitHub AI Credits
- Business data not used for training
- GitHub does not use Copilot Business or Enterprise data to train models
- Code review consumes actions minutes
- From June 2026 code review workflows also consume GitHub Actions minutes
- Enterprise grade security business only
- Enterprise-grade security is not included on any individual plan
- Flex allotment may change
- Page warns flex allotments may change over time
- Flex allotment on top of base
- Flex allotment adds variable usage on top of base credits
- Free tier available
- Free plan gives 2,000 completions per month with no credit card
- Free tier completion cap
- Free plan caps inline suggestions at 2,000 per month
- Github native
- Unlike other AI assistants Copilot is natively built into GitHub
- Hundred dollar heavy usage tier
- Max at $100 per user targets sustained high-volume agent workflows
- Included credit allowance by plan
- Pro includes $15, Pro+ $70 and Max $200 monthly credits
- IP indemnity business only
- IP indemnity is excluded from Free, Pro, Pro+ and Max
- Model access throttled when exhausted
- Heavy users lose stronger models until the allowance resets
- Most widely adopted AI dev tool
- Claims millions of users and tens of thousands of business customers
- Network firewall controllable
- Admins can firewall-block Copilot Pro or Free access on the network
- Non licensed user review billed to org
- Review usage from unlicensed users bills the organization as AI Credits
- No pooled credits
- Pooled org-wide usage is not included on any individual plan
- Open source maintainer free access
- Verified OSS, faculty and MVP accounts get Copilot Pro access
- Overage bills immediately
- Premium request limits are strictly enforced and overages bill immediately
- Paid overage off by default
- Non-licensed review is off by default and needs two admin policies
- Probabilistic not copy paste
- Vendor states suggestions are probabilistic rather than copied code
- Purchasable extra credits
- Additional GitHub AI Credits can be purchased on paid plans
- Steep price jump to premium models
- Opus and premium models require the $39 Pro+ tier
- Student free plan
- Verified students get access to the GitHub Copilot Student plan
- Suggestions need human review
- Our verdict warns suggestions still need review for correctness and security
- Training opt out available
- Users can opt out of training data use in account settings
- Usage based billing shift
- Every plan moves to usage-based AI Credits on 1 June 2026
- Usd billed
- All Copilot plan prices are quoted in USD per user monthly
- User data used for training by default
- Free, Pro and Pro+ interactions train GitHub models unless opted out
- Weaker on low resource languages
- Quality depends on volume of that language in public repositories
Source trail
Pricing and free-plan claims can change. FindThatSoftware keeps source URLs visible so users can verify before buying.
- GitHub Copilot licenseshttps://docs.github.com/en/billing/concepts/product-billing/github-copilot-licenses
- GitHub Copilot pricinghttps://github.com/features/copilot/plans
- Plans for GitHub Copilot (docs)https://docs.github.com/en/copilot/get-started/plans
- Usage-based billing for individualshttps://docs.github.com/en/copilot/concepts/billing/billing-for-individuals
- Get started with a Copilot planhttps://docs.github.com/en/copilot/how-tos/manage-your-account/get-started-with-a-copilot-plan
- GitHub Copilothttps://github.com/features/copilot
- GitHub payments in India (RBI)https://docs.github.com/en/billing/how-tos/set-up-payment/india-one-time-payments
- GitHub Terms of Servicehttps://docs.github.com/en/site-policy/github-terms/github-terms-of-service
- What changed with Copilot billing (legacy annual plans)https://docs.github.com/en/copilot/reference/copilot-billing/request-based-billing-legacy/what-changed-with-billing
Verified against the sources above. How we research & rate software →
GitHub Copilot questions
Does GitHub Copilot give a GST invoice in India?
- GitHub Copilot does not issue an India GST invoice. A GST-registered business can still reclaim the 18% through the reverse-charge route by raising a self-invoice, but there is no vendor GST invoice to claim against directly.
Is GitHub Copilot good for Indian small businesses?
- It suits developers and teams whose code already lives on GitHub. It bills in a foreign currency with no India GST invoice, so expect the card forex markup and reverse-charge GST paperwork. It is not the right pick for teams that need a flat, predictable monthly bill for heavy agent use.
Does GitHub Copilot have a free plan?
- GitHub Copilot lists a free plan, but check the official pricing page for current usage limits before choosing it.
What users say
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