Accounting, payments, expenses, and business banking for Indian businesses.
Quick answer
BUSY Accounting is the strongest overall fit we list for Finance & Money, best suited for Indian traders and distributors.
Clear (ClearTax) is the main alternative, stronger when you need Indian businesses managing GST filing and reconciliation.
Every option below lists its pricing caveats and a last-verified date, so you can confirm the details before you buy.
Paid plans start around ₹58/user/mo for a GST-registered business (Vyapar), though final pricing depends on team size and add-ons. 16 of 39 tools offer a free plan you can start on. Always confirm current pricing on the vendor site before buying.
Go deeper
| Tool | Best for | Starts at (₹ all-in) | Free option | Data status |
|---|---|---|---|---|
| BUSY Accounting | Indian traders and distributors | ₹417/mo | Free plan | Source checked 29 Jul 2026 |
| Clear (ClearTax) | Indian businesses managing GST filing and reconciliation | ₹5,208/mo | Free plan | Source checked 29 Jul 2026 |
| myBillBook | Indian SMBs needing GST billing and inventory | ₹291/mo | Free plan | Source checked 29 Jul 2026 |
| Refrens | Indian freelancers and agencies needing GST invoices and quotations | ₹742/mo | Free plan | Source checked 2 Nov 2026 |
| Vyapar | Indian shopkeepers and small traders | ₹58/user/mo | Free plan | Source checked 29 Jul 2026 |
| Zoho Books | Indian SMBs wanting cloud-based GST accounting | ₹749/mo | Free plan | Source checked 29 Jul 2026 |
34 of 39 tools here are source-checked against vendor pages. The rest are curated listings pending review, so verify their details before deciding.
Goal-first pipelines that use tools from this category.
Ship on GitLab and AWS, run the team on Asana and Airtable, acquire customers with Apollo and an AI SDR, bill with Razorpay for India and Stripe for global on top of Zoho Books, and support plus measure users with Intercom, Mixpanel, and Metabase, with 1Password guarding access.
18 toolsIndia
Keep documents and matters in a shared workspace, sign with Aadhaar-aware eSign, research and draft on India-first legal AI, run contracts and litigation on dedicated tools, and collect fees with GST-clean books.
14 toolsIndia
Run the property on a cloud PMS like Hotelogix or eZee, collect deposits by UPI, talk to guests on WhatsApp, keep GST-correct books, and use social and email to win direct bookings and reviews.
15 toolsIndia
Finance & Accounting, Made in India, Source-checked
Indian business accounting software with GST, inventory, and billing, popular with SMBs, traders, and distributors.
Use it to keep books and share with CA, file GST returns, issue GST invoices
Finance & Accounting, Made in India, Source-checked
Indian platform for GST filing, e-invoicing, e-way bills, and income-tax compliance for businesses and professionals.
Use it to file GST returns, issue GST invoices
Finance & Accounting, Made in India, Source-checked
GST billing and accounting software for Indian small businesses, with invoicing, inventory, and payment tracking.
Use it to file GST returns, issue GST invoices, chase outstanding payments
Finance & Accounting, Made in India, Source-checked
India-first billing, invoicing, and accounting software with a genuinely free tier, popular with freelancers, agencies, and SMBs.
Use it to issue GST invoices, keep books and share with CA, track billable time
Finance & Accounting, Made in India, Source-checked
Indian billing, invoicing, and accounting app for small businesses and shopkeepers, with GST and inventory.
Use it to issue GST invoices, file GST returns, accept in store payments
Finance & Accounting, Made in India, Source-checked
Cloud accounting software from Zoho with GST-ready invoicing, expenses, banking, and reporting for Indian SMBs.
Use it to keep books and share with CA, file GST returns, track billable time
Finance & Accounting, Made in India, Source-checked
Long-established India-built accounting, inventory, billing, and GST ERP, widely used by distributors, retailers, and pharma.
Use it to issue GST invoices, file GST returns, keep books and share with CA
Finance & Accounting, Made in India, Source-checked
GST billing, invoicing and inventory for Indian small businesses, with GSTR reports and e-way bills built in.
Use it to issue GST invoices, file GST returns, manage inventory
Finance & Accounting, Made in India, Source-checked
India's most widely used accounting and GST software for small and mid-sized businesses, covering bookkeeping, invoicing, inventory, and compliance.
Use it to file GST returns, keep books and share with CA, issue GST invoices
Finance & Accounting, Made in India
Jaipur-built desktop and cloud tax software for CAs: income tax, TDS, GST, e-invoice, e-way bill, ROC/XBRL and payroll, sold as install plus yearly updation.
Use it to file GST returns, file statutory returns, issue GST invoices
Business Banking & Payments, Made in India, Source-checked
Indian connected-banking platform unifying banking, payments, and accounting for SMBs.
Use it to manage cash flow, pay vendors and payouts, file GST returns
Finance & Accounting, Made in India
India GST return filing, ITC reconciliation, e-invoicing and e-way bill software with Tally and SAP connectors.
Use it to file GST returns, issue GST invoices
Payments & Billing, Made in India, Source-checked
India-first, RBI-licensed payment gateway and payouts platform supporting UPI, cards, net banking, and cross-border payments.
Use it to accept online payments, sell internationally, reduce RTO losses
Payments & Billing, Made in India, Source-checked
India-first payments and online-store platform for small businesses, freelancers and creators.
Use it to accept online payments, build an online store, sell online courses
Finance & Accounting, Made in India, Source-checked
Free mobile digital-ledger (bahi-khata) app for Indian micro and small businesses to track credit, payments, and daily transactions.
Use it to track customer credit, accept in store payments, chase outstanding payments
Expense Management, Made in India, Source-checked
Travel and expense management from Zoho with receipt scanning, approvals, and reimbursements.
Use it to reimburse employee expenses, control employee card spend
Payments & Billing, Made in India, Source-checked
One of India's oldest payment gateways, supporting many payment options and multi-currency.
Use it to accept online payments, sell internationally, collect recurring subscriptions
Expense Management, Made in India, Source-checked
India-first spend-management platform combining corporate cards, expense management, payables, and rewards on one stack.
Use it to control employee card spend, pay vendors and payouts, replace spreadsheets
Payments & Billing, Made in India, Source-checked
Paytm's all-in-one payment gateway for UPI, cards, net banking, wallets, and EMI, with category-based transaction pricing.
Use it to accept online payments, collect school fees, collect recurring subscriptions
Payments & Billing, Made in India, Source-checked
Indian payment gateway for online businesses, accepting cards, UPI, netbanking, wallets and EMI.
Use it to accept online payments, sell over WhatsApp, collect recurring subscriptions
Payments & Billing, Made in India, Source-checked
Payment gateway from PhonePe to accept UPI, cards, net banking, and wallets online, with strong UPI reach and recurring payments.
Use it to accept online payments, collect recurring subscriptions, collect school fees
Payments & Billing, Made in India, Source-checked
India-first payment gateway for accepting online payments, UPI, payment links, and subscriptions.
Use it to accept online payments, collect recurring subscriptions, sell internationally
Business Banking & Payments, Made in India, Source-checked
Business banking and payouts platform from Razorpay for Indian companies.
Use it to pay vendors and payouts, automate accounts payable, reimburse employee expenses
Finance & Accounting, Made in India
GST return filing and reconciliation software from a GSTN-appointed GST Suvidha Provider, covering GSTR-1, 3B, 6, 9, 9C and 2B.
Use it to file GST returns
Business Banking & Payments, Made in India
India-first bulk payouts platform to disburse money instantly to bank accounts, UPI, wallets and cards via API or Excel.
Use it to pay vendors and payouts, run payroll
Payments & Billing, Made in India, Source-checked
Developer-friendly Indian payment gateway and collections platform supporting UPI, cards, EMI, wallets, and net banking with T+1 settlement.
Use it to collect school fees, pay vendors and payouts, collect recurring subscriptions
Expense Management, Made in India, Source-checked
Indian expense-management and corporate-card platform for business spend.
Use it to reimburse employee expenses, control employee card spend
Expense Management, Made in India, Source-checked
Indian corporate-card and spend-management platform for businesses.
Use it to automate accounts payable, control employee card spend, reimburse employee expenses
Payments & Billing, Source-checked
Developer-first global payments platform with APIs for online payments, billing and subscriptions.
Use it to accept online payments, sell internationally, collect recurring subscriptions
Finance & Accounting
Free, browser-based GST billing and POS app for Indian kirana stores, restaurants, cafes and salons, with UPI QR, khata and optional QR ordering.
Use it to issue GST invoices, manage inventory, run a restaurant
Expense Management, Made in India, Source-checked
Expense-management software (formerly Fyle, now part of Sage) with real-time corporate card feeds, receipt OCR, and two-way accounting integrations.
Use it to reimburse employee expenses, keep books and share with CA, automate accounts payable
Finance & Accounting, Source-checked
Offline iPhone and iPad app for small service contractors to build quotes with a margin check, then turn them into PDF invoices and track payments.
Use it to chase outstanding payments, run field service operations, send quotes and proposals
Expense Management, Source-checked
Enterprise-grade travel, expense, and invoice management platform with deep ERP integration and global compliance.
Use it to reimburse employee expenses, automate accounts payable
Expense Management, Source-checked
Corporate cards and spend-management platform for growing businesses.
Use it to control employee card spend, pay vendors and payouts, keep books and share with CA
Finance & Money, Source-checked
Free browser calculator that checks a funded trader's best-day profit share against a prop firm's consistency rule, with presets for 22 firms.
Finance & Money, Source-checked
Weekly and daily trade setups with entry, stop and target, built by AI from public calls of pro traders, mostly on US stocks plus forex, crypto and futures.
Finance & Money, Source-checked
Browser-based backtester and stock screener for self-directed investors, with a free tier of three backtests and a monthly Premium plan billed in USD.
Finance & Money, Source-checked
Web trading journal with free unlimited trade logging, prop-firm account tracking and analytics, plus an AI coach that reviews your own trade history.
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