Finance & Money › Business Banking & Lending
Indifi
Indian platform offering business loans tailored to SMB segments like restaurants, travel, and retail.
- Starts at
- Custom
- Data status
- Curated listing
Accounting, payments, expenses, and business banking for Indian businesses.
Quick answer
Cashfree Payments is the most fully-documented option we list under Finance & Money, best suited for indian e-commerce and D2C brands collecting payments online.
Razorpay is the main alternative, stronger when you need indian businesses accepting UPI, cards, and netbanking online.
Every option below lists its pricing caveats and a last-verified date, so you can confirm the details before you buy.
| Tool | Best for | Starts at | Free option | Data status |
|---|---|---|---|---|
| Cashfree Payments | Indian e-commerce and D2C brands collecting payments online | Freemium | Free plan | Source checked Jun 15, 2026 |
| Razorpay | Indian businesses accepting UPI, cards, and netbanking online | Paid / usage-based | — | Source checked Jun 14, 2026 |
| BUSY Accounting | Indian traders and distributors | Paid / usage-based | Free trial | Curated listing |
| Clear (ClearTax) | Indian businesses managing GST filing and reconciliation | Freemium | Free plan | Curated listing |
| Fyle | Finance teams automating expenses | Paid / usage-based | Free trial | Curated listing |
| Happay | Indian mid-market and enterprises | Custom | Free trial | Curated listing |
2 of 17 tools here are source-checked against vendor pages; the rest are curated listings pending review, so verify their details before deciding.
Goal-first pipelines that use tools from this category.
Start with one restaurant POS and billing system that also handles your menu, KOTs (kitchen order tickets), and inventory, because billing and kitchen flow are what break first on a busy day. Connect online payments so UPI and cards settle cleanly, then add simple feedback capture and a light CRM to bring regulars back. Do not try to automate marketing or loyalty before your billing, kitchen, and inventory run reliably on one system; get the core right first, then layer on retention.
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Start with a storefront you can launch this week, wire in an India payment gateway that accepts UPI and cards, and connect a shipping aggregator so orders actually reach customers across PIN codes. Then add WhatsApp and email so you can recover abandoned carts and bring buyers back. Do not over-build: get store, payments, and shipping working with real orders before layering retention automation.
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For most Indian course creators, do not buy a heavy all-in-one platform on day one. First validate that people will pay, then pick one course host (Graphy for an India-first setup, Teachable for a simple global option, or Kajabi if you want marketing and courses bundled), wire up Razorpay so you can take UPI and cards in INR, capture interested learners with a Zoho Forms enquiry form, and run reminders and launch emails through Brevo. Add automation only after your first paid cohort proves demand.
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Finance & Money › Business Banking & Lending
Indian platform offering business loans tailored to SMB segments like restaurants, travel, and retail.
Finance & Money › Business Banking & Lending
Indian digital lender providing working-capital and business loans to SMBs.
Finance & Money › Business Banking & Lending
Indian connected-banking platform unifying banking, payments, and accounting for SMBs.
Finance & Money › Business Banking & Lending
Business banking and payouts platform from Razorpay for Indian companies.
Finance & Money › Expense Management
Expense-management software with real-time card feeds and accounting integrations.
Finance & Money › Expense Management
Indian expense-management and corporate-card platform for business spend.
Finance & Money › Expense Management
Indian corporate-card and spend-management platform for businesses.
Finance & Money › Expense Management
Corporate cards and spend-management platform for growing businesses.
Finance & Money › Expense Management
Travel and expense management from Zoho with receipt scanning, approvals, and reimbursements.
Finance & Money › Finance & Accounting
Indian business accounting software with GST, inventory, and billing, popular with SMBs, traders, and distributors.
Finance & Money › Finance & Accounting
Indian platform for GST filing, e-invoicing, e-way bills, and income-tax compliance for businesses and professionals.
Finance & Money › Finance & Accounting
GST billing and accounting software for Indian small businesses, with invoicing, inventory, and payment tracking.
Finance & Money › Finance & Accounting
India's most widely used accounting and GST software for small and mid-sized businesses, covering bookkeeping, invoicing, inventory, and compliance.
Finance & Money › Finance & Accounting
Indian billing, invoicing, and accounting app for small businesses and shopkeepers, with GST and inventory.
Finance & Money › Finance & Accounting
Cloud accounting software from Zoho with GST-ready invoicing, expenses, banking, and reporting for Indian SMBs.

Finance & Money › Payments & Billing
India-first, RBI-licensed payment gateway and payouts platform supporting UPI, cards, net banking, and cross-border payments.

Finance & Money › Payments & Billing
India-first payment gateway for accepting online payments, UPI, payment links, and subscriptions.
Cashfree Payments is the most fully-documented option we list under Finance & Money, best suited for indian e-commerce and D2C brands collecting payments online. Razorpay is the main alternative, stronger when you need indian businesses accepting UPI, cards, and netbanking online. Every option below lists its pricing caveats and a last-verified date, so you can confirm the details before you buy.
Most Finance & Money tools here use custom or usage-based pricing, so you'll need a vendor quote. 8 of 17 tools offer a free plan you can start on. Always confirm current pricing on the vendor site before buying.
Cashfree Payments, BUSY Accounting, Clear (ClearTax), Fyle, Happay, and Kodo offer a free plan or trial, so you can test the workflow before committing budget.
2 of 17 tools here are source-checked against vendor pages; the rest are curated listings pending review, so verify their details before deciding. We order tools by how completely and recently their catalog entry is documented — not by paid placement.