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FindThatSoftware verdictEditorial ruling
A solid choice for Indian businesses, especially fintech and lending, that need eSign, eMandate, and KYC together, often via API. It's geared to onboarding and transaction flows, so simple one-off signing may not need it. Verify current pricing and the specific modules you require.
FindThatSoftware has source-checked this listing and keeps 2 public sources visible for buyer verification.
Should you use Digio?
Use it if indian fintech and lending businesses. Avoid it if a startup wanting to eSign fifty agreements a month, because there is no self serve plan and every path routes to sales.
Spec sheet
- Starting price
- Custom
- Free plan
- Not available
- Free trial
- Not listed
- Status
- Source checked 29 Jul 2026
- Source trail
- 2 public sources
Work at Digio?
Claim this listing to verify your details, correct pricing, and reach Indian buyers comparing tools right now.
Claim this listing →In short
Digio is a commerce & operations / e-signature & documents for Indian buyers. It issues an India GST invoice, so you can claim input credit. FindThatSoftware rates it best for indian fintech and lending businesses, and a poor fit if a startup wanting to eSign fifty agreements a month, because there is no self serve plan and every path routes to sales.
The trade-off, weighed
What you gain, and what you give up.
The case for
- Digio holds an RBI payment aggregator authorisation, certificate number 166/2024, which lets it run mandates and collections alongside signing.
- The signing application is CERT-In audited and built to CCA and UIDAI guidelines, with failover across multiple CA and ESP integrations.
- eStamping spans Indian states with multi denomination support, a real time credit inventory and audit reports on consumed stamps.
The catch
- Digio publishes no pricing anywhere, and the /pricing URL returns a not found page rather than a rate card.
- The terms and conditions page renders as a heading with no clauses beneath it, so contract terms surface only through sales.
- Capability is split across seven separately branded modules, so buying signing alone does not include KYC, screening or mandate collection.
- Every entry point on the site is a Get in Touch or demo form, with no self serve signup for a small pilot.
True India price
What actually changes for a buyer in India.
- Watch for
- No public pricing; contact-sales model with use-case solutioning, then usage/volume-based INR for KYC/eSign/eMandate APIs. Contact sales to confirm pricing.
India readiness
How well Digio fits an Indian business operationally, from the verified pricing and company facts we hold.
- ✓GST invoice
Issues a GST-compliant invoice, so a registered business can reclaim input tax.
- –Bills in INR
Not verified yet.
- ✓India HQ
India-headquartered, so support, timezone, and context are local.
How Digio compares
Against the 6 other esignature toolswe list, from what we verified on each vendor’s own pages.
Less common among the other esignature tools
Recorded for Digio and for at most a third of the 6 others we list.
- Auto approval rules
- Drag and drop form builder
- No code workflow builder
- Spend analytics
- Stamp inventory management
- Developer API
- Video KYC
Also in most alternatives
Recorded for at least half of the 6 others, and for Digio.
- Aadhaar esign
This compares only the capabilities enough rival tools share for a comparison to mean anything — roughly a quarter of what we verified. The full list is under “What we verified” below, and anything absent from both is something we did not record rather than something the product lacks.
Paying for more than Digio? See your whole stack's real India cost and where you could switch to save.
Audit my stackOverview
What is Digio?
Digio is an Indian digital-onboarding and documentation platform offering Aadhaar eSign, eMandate/eNACH, KYC, and document workflows via APIs and apps. It targets fintech, lending, and businesses digitizing agreements and onboarding.
Best for
- Indian fintech and lending businesses
- Teams needing eSign + eMandate + KYC
- Developers integrating via API
Who should avoid it
- A startup wanting to eSign fifty agreements a month, because there is no self serve plan and every path routes to sales.
- A buyer who needs to compare cost per signature against alternatives, since Digio publishes no rate card at all.
What Digio does
What we verified about Digio
Read from Digio’s own pages. Each line is a finding and what it was based on, so you can check any of it yourself.
Features we confirmed48
- Video KYC
- DigiKYC lists Video KYC among its identity verification methods
- Stamp inventory management
- eStamping includes a real time credit inventory and audit reports on consumed stamps
- Spend analytics
- DigioLink provides a calendar view of investments and bills with spend analytics
- No code workflow builder
- DigiStudio builds end-to-end onboarding workflows with no code and drag-drop reconfigurability
- Drag and drop form builder
- DigiDocs form builder has a drag and drop UI, field validations and conditional logic
- Developer API
- Site carries a Developers section and the modules are delivered API-first
- Auto approval rules
- DigiStudio supports auto-approval mechanisms inside onboarding workflows
- Aadhaar esign
- DigiSign lists Aadhaar eSign as a core signing method
- Aadhaar masking
- Aadhaar Masking is listed, which is a UIDAI compliance requirement
- Aadhaar offline KYC
- Aadhaar Offline KYC is offered alongside AUA and KUA authentication
- Account aggregator
- DigioLink is an Account Aggregator sharing financial data on user consent
- Aua kua authentication
- Aadhaar-Based AUA/KUA Authentication is listed, requiring UIDAI licensing
- Bank account verification
- Bank Account Verification is included in the DigiKYC feature list
- Business verification
- DigiKYC covers comprehensive identity and business verification with enhanced due diligence
- Ckyc kra submission
- DigiKYC submits to and fetches from CKYC and KRA registries
- Consent management
- CoTrust collects and manages customer consent across all touchpoints
- Custom screening rules
- DigiShield offers powerful rule orchestration and private list support
- Debit card and netbanking mandates
- API mandates can be created via debit card and net banking
- Digilocker integration
- DigiKYC integrates DigiLocker for pulling government-issued documents
- Digital signature certificate
- USB-based digital signer certificate and document signer certificate are both listed
- Document repository
- A secured document repository with folder management holds executed documents
- Document tagging and search
- Filters and tags are provided for efficient document retrieval
- Document template creation
- DigiDocs supports document template creation for repeatable agreements
- Document version control
- DigiDocs lists document version control in its feature set
- Dsr workflow automation
- CoTrust designs custom workflows to automate privacy requests with SLA dashboards
- Early warning signals
- DigioLink offers financial risk assessment with early warning signs
- Electronic signatures
- DigiSign supports plain electronic signatures alongside certificate-based signing
- Estamping
- DigiDocs provides e-stamp on a single platform with PAN India multi denomination support
- Financial data consolidation
- DigioLink consolidates financial information and gives a net worth overview
- Fuzzy name matching
- Fuzzy Match is a listed DigiKYC capability for name reconciliation
- Geolocation and vpn check
- DigiKYC checks geolocation and detects VPN use during onboarding
- Id document ocr
- ID OCR Analysis reads identity documents automatically during KYC
- KYC backed signing
- DigiSign offers KYC backed signing that ties identity verification to the signature
- Mandate book and presentations
- Mandate Book and Debit Presentations track collection status end to end
- Multi aa gateway
- DigioLink runs a multi-AA gateway for the best performance and FIP coverage
- Nach mandates
- DigiCollect automates NACH-compliant recurring collections
- Onboarding journey analytics
- DigiStudio provides onboarding journey traceability and analytics
- Ongoing watchlist monitoring
- DigiShield provides real-time continuous monitoring after onboarding
- Pan verification
- PAN Verification is a listed DigiKYC check
- Physical mandates
- Physical Mandates are supported for customers who cannot complete digital ones
- Pii discovery and classification
- CoTrust discovers and classifies PII data across data sources
- Privacy centre
- CoTrust services data subject requests from a customisable privacy centre
- Sanctions screening
- DigiShield screens against sanctions and embargo lists during onboarding
- Screening test bed
- DigiShield includes a test bed for tuning screening rules before go live
- Selfie liveness verification
- Selfie Verification is listed as part of the DigiKYC due diligence flow
- Sponsor bank integrations
- DigiCollect integrates multiple sponsor banks with a sponsor bank dashboard
- Str filing
- DigiShield lists suspicious transaction report filing as a feature
- UPI mandates
- DigiCollect lists UPI Mandates alongside NACH and physical mandates
What people use it for3
- Onboard customers remotely
- Signing plus eStamping plus KYC together target lending agreement execution
- Run aml screening
- DigiShield exists to prevent onboarding parties on sanctions or embargo lists
- Collect recurring subscriptions
- DigiCollect automates recurring collections through NACH and UPI mandates
Works with6
- UPI
- UPI Mandates are a supported collection instrument in DigiCollect
- Digilocker
- DigiKYC lists DigiLocker integration for fetching verified documents
- Aadhaar
- Aadhaar eSign, offline KYC and AUA/KUA authentication all run on UIDAI Aadhaar
- Ckyc
- DigiKYC submits to and fetches from the CKYC registry
- Kra
- KRA submission and fetch is listed alongside CKYC in DigiKYC
- Nach
- DigiCollect runs NACH-compliant mandates through the NPCI rails
Terms, compliance and how you buy23
- Usage based pricing
- Pricing is understood to be volume based in INR per KYC, eSign and eMandate call
- Soc2 certified
- Homepage displays a SOC 2 Compliant badge next to ISO 27001
- Sales led only
- Contract terms and price both surface only through a sales conversation
- No self serve signup
- Every entry point is a Get in Touch or demo form with no pilot signup
- Modular product suite
- Capability is split across seven separately branded modules bought individually
- Iso 27001 certified
- Homepage carries an ISO 27001 Certified badge
- API first
- Products are delivered as APIs and modules for embedding into onboarding flows
- Buying signing excludes KYC
- Buying signing alone does not include KYC, screening or mandate collection
- Cert in audited
- The signing application is CERT-In audited and built to CCA and UIDAI guidelines
- Developer documentation published
- A Developers section sits in the main navigation for integration teams
- Empty terms page
- The terms and conditions page renders as a heading with no clauses beneath it
- Fintech oriented
- Use cases are capital markets, lending, banks and insurance rather than general business
- India built
- Digio is an Indian platform built around Aadhaar, NACH, UPI, CKYC and DigiLocker
- India only rails
- Every rail used, Aadhaar, NACH, UPI, DigiLocker, CKYC, is India specific
- INR billed
- As an Indian regulated entity Digio bills in rupees, avoiding forex on renewals
- Multi CA failover
- The platform has failover across multiple CA and ESP integrations for signing
- No comparable rate card
- Buyers cannot compare cost per signature against alternatives without a call
- No public pricing
- Digio publishes no pricing anywhere and the pricing URL returns a not found page
- Not for low volume signing
- A startup eSigning fifty agreements a month has no self serve plan to buy
- Quote only pricing
- Cost surfaces only through sales solutioning around your specific use case
- RBI payment aggregator licence
- Digio holds an RBI payment aggregator authorisation, certificate number 166/2024
- Regulated industry focus
- Positioning names SEBI, RBI and IRDAI compliance as the buying reason
- Try signing demo
- Header offers a Try Signing link as the only hands-on evaluation route
Compare Digio
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Comparison pages
Pricing caveat and source trail
Pricing and free-plan claims can change. FindThatSoftware keeps source URLs visible so users can verify before buying.
No public pricing; contact-sales model with use-case solutioning, then usage/volume-based INR for KYC/eSign/eMandate APIs. Contact sales to confirm pricing.
Verified against the sources above. How we research & rate software →
Does Digio give a GST invoice in India?
Digio issues an India GST invoice, so a GST-registered business can claim input tax credit on it directly.
Is Digio good for Indian small businesses?
Digio can work for Indian buyers, but check currency, tax, billing, support, and whether the workflow justifies foreign-currency pricing.
Does Digio have a free plan?
Digio does not list a permanent free plan in FindThatSoftware data. Check the official pricing page for trial terms and current offers.
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