Sage Expense Management (formerly Fyle) · Finance & Money / Expense ManagementRegistered business, per month
₹1,188/user
sticker $11.99/mo · ₹14,260/yr
₹1,402/user/mo if you can't reclaim GST
Sage Expense Management (formerly Fyle) advertises $11.99/mo. A GST-registered business in India pays about ₹1,188 a month (₹14,260/yr) once the roughly 3.5% card forex markup is added, and it reclaims GST as input credit. If you cannot reclaim GST, it is about ₹1,402 a month with 18% GST on top.
Sticker price on the left, and the India cost per month for a GST-registered business on the right, after the card forex markup. GST is reclaimable input credit if you are registered.
$14.99 per ACTIVE user per month on month-to-month billing. 'Active user' = anyone who creates at least one expense or has a connected card with active transactions. Minimum billing 5 users. Unlimited receipt scanning, text-to-expense, mileage/per-diem, real-time card feeds, single-stage approvals, two-way QuickBooks Online / Xero / QuickBooks Desktop (extra cost) / Sage 50 beta integrations, Copilot AI, basic email support.
$17.99 per active user per month, month to month. Minimum billing 10 users. Adds multi-org / multi-stage policy-driven approvals, ACH reimbursements (US only), project expense tracking, custom MIS exports, multi-currency multi-entity setup, NetSuite / Sage Intacct / Sage 300 CRE integrations (one-time implementation fee), premium support with named account manager. SSO is a paid extra.
Custom pricing, aimed at organisations with 250+ employees. Adds admin IP whitelisting, Google SSO plus AD/Okta SSO, branded account and emails, dedicated enterprise account manager, half-yearly business reviews.
Now 'Sage Expense Management (formerly Fyle)'. Paid plans from $11.99/user/mo (Growth, min 5 users), with a higher Business tier (min 10) and custom Enterprise, billed annually. No India/INR pricing, so add forex and GST for India. Confirm on vendor site.
Sage Expense Management (formerly Fyle) bills in USD, so an Indian card charges about 3.5% over the mid-market rate on every payment. This is the real, unavoidable India premium, and unlike GST it is not reclaimable.
18% GST applies, but it is not a flat add-on. A GST-registered business reclaims it as input credit, and foreign B2B is reverse-charged so the vendor bills no GST. Only an unregistered buyer bears the full 18%, and some Indian vendors already include it.
Indicative, not a bill. The exchange rate is a single mid-market reference, not a live feed. Confirm current pricing on the vendor site. Pricing last verified Jul 29, 2026.
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