Registered business, per month
₹79/user
sticker ₹79/mo · ₹948/yr
₹93/user/mo if you can't reclaim GST
Zoho Expense is billed in rupees at ₹79/mo, so there is no forex markup. A GST-registered business reclaims the GST, so that is roughly the cost (₹948/yr). If you cannot reclaim GST, add 18% for about ₹93 a month.
Sticker price on the left, and the India cost per month for a GST-registered business on the right. GST is reclaimable input credit if you are registered.
Maximum 3 users. AI-OCR receipt capture, expense reports, personal card tracking, GPS mileage, accounting integrations, multi-currency, 5 GB receipt storage, email support.
Rs 99/user/month billed monthly. MINIMUM 5 USERS, so the real floor is Rs 495/month. Adds corporate card management, direct card feeds, multiple expense policies, split expenses, custom roles, cash advances, direct reimbursements, advanced audit trail, SSO. GST extra.
Rs 199/user/month billed monthly. MINIMUM 5 USERS. Adds myBiz travel booking, travel desk, automated per diem, live mileage tracking, live budget tracking, advanced approvals and customization, multi-entity/multi-country. GST extra.
Quote-only: 'customizable plan designed for large organizations with complex requirements managing operations worldwide - Get a quote'.
'Starts from Rs 40,000/year'. 24/5 support, 45 days onboarding assistance, dedicated call support, live chat/remote assistance. GST extra.
'Starts from Rs 49,999'. Dedicated product expert for onboarding, ERP/HRMS/accounting integrations, hypercare, training. GST extra.
India INR. Free (up to 3 users). Standard from ₹79/user/mo (annual; monthly is higher), Premium adds capacity (min 5 users), excl. GST. 14-day trial. Zoho Spend all-in-one is contact-sales. Confirm on vendor site.
Zoho Expense bills in INR, so you skip the forex markup a dollar-priced tool adds on every charge. GST still applies, but a registered business reclaims it as input credit.
18% GST applies, but it is not a flat add-on. A GST-registered business reclaims it as input credit, and foreign B2B is reverse-charged so the vendor bills no GST. Only an unregistered buyer bears the full 18%, and some Indian vendors already include it.
Indicative, not a bill. The exchange rate is a single mid-market reference, not a live feed. Confirm current pricing on the vendor site. Pricing last verified Jul 29, 2026.
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