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Zoho Expense · Finance & Money / Expense Management
FindThatSoftwareIndia pricing
How much does Zoho Expense cost in India?
Registered business, per month
₹79/user
sticker ₹79/mo · ₹948/yr
minimum 5 users = ₹395/mo
₹93/user/mo if you can't reclaim GST
Zoho Expense is billed in rupees at ₹79/mo, so there is no forex markup. A GST-registered business reclaims the GST, so that is roughly the cost (₹948/yr). If you cannot reclaim GST, add 18% for about ₹93 a month.
Plans
Zoho Expense plans, in real rupees
Sticker price on the left, and the India cost per month for a GST-registered business on the right. GST is reclaimable input credit if you are registered.
PlanStickerIndia (registered)
Free
Maximum 3 users. AI-OCR receipt capture, expense reports, personal card tracking, GPS mileage, accounting integrations, multi-currency, 5 GB receipt storage, email support.
StickerFree
IndiaFree
Standardmin 5 seats
₹99/user/month billed monthly. Minimum 5 users, so the real floor is ₹495/month. Adds corporate card management, direct card feeds, multiple expense policies, split expenses, custom roles, cash advances, direct reimbursements, advanced audit trail, SSO. GST extra.
Sticker₹99/user/mo
India₹99/user/mo₹117if you can't reclaim GST
Premiummin 5 seats
₹199/user/month billed monthly. Minimum 5 users. Adds myBiz travel booking, travel desk, automated per diem, live mileage tracking, live budget tracking, advanced approvals and customization, multi-entity/multi-country. GST extra.
Sticker₹199/user/mo
India₹199/user/mo₹235if you can't reclaim GST
Custom / Enterprise
Quote-only. Customizable plan for large organizations with complex, worldwide operations.
StickerCustom
IndiaQuote
Premium Support add-onadd-on
Starts from ₹40,000/year. 24/5 support, 45 days onboarding assistance, dedicated call support, live chat and remote assistance. GST extra.
StickerNot sold monthly
Indiaannually only
Jumpstart add-onadd-on
Starts from ₹49,999. Dedicated product expert for onboarding, ERP/HRMS/accounting integrations, hypercare, training. GST extra.
Sticker₹49,999 one-time
India₹49,999 one-time₹58,999if you can't reclaim GST
Pay annually, save up to 25%. Zoho Expense's Premium plan is about 25% cheaper billed yearly than month-to-month, roughly ₹600/user/year less. Toggle the billing cycle above to compare every plan.
India INR. Free (up to 3 users). Standard from ₹79/user/mo (annual; monthly is higher), Premium adds capacity (min 5 users), excl. GST. 14-day trial. Zoho Spend all-in-one is contact-sales. Confirm on vendor site.
Team cost
What Zoho Expense costs your team in India
Zoho Expense is priced per user, so the bill scales with headcount. All-in cost for a GST-registered business, with the 5-user minimum applied.
| Team size | Per month | Per year |
|---|---|---|
| 5 users | ₹395 | ₹4,740 |
| 10 users | ₹790 | ₹9,480 |
| 25 users | ₹1,975 | ₹23,700 |
Why this number
What global directories leave out
Priced in rupees
Zoho Expense bills in INR, so you skip the forex markup a dollar-priced tool adds on every charge. GST still applies, but a registered business reclaims it as input credit.
18% GST (conditional)
18% GST applies, but it is not a flat add-on. A GST-registered business reclaims it as input credit, and foreign B2B is reverse-charged so the vendor bills no GST. Only an unregistered buyer bears the full 18%, and some Indian vendors already include it.
Indicative, not a bill. The exchange rate is a single mid-market reference, not a live feed. Confirm current pricing on the vendor site. Pricing last verified Jul 29, 2026.
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FAQ
Zoho Expense pricing, answered
- Can a GST-registered business reclaim GST on Zoho Expense?
- Yes. Zoho Expense bills in rupees with 18% GST, and a GST-registered business claims that back as input tax credit against the vendor's GST invoice, so it nets to zero. Only an unregistered buyer bears the full 18%.
- Is Zoho Expense priced per user in India?
- Zoho Expense's India cost is per seat with a minimum of 5 users, so the smallest bill is about ₹395 a month for a registered business, even for a smaller team.
- Does Zoho Expense give a GST invoice in India?
- Yes. Zoho Expense issues a GST-compliant tax invoice for Indian buyers, so a GST-registered business can claim the 18% GST back as input tax credit directly.
- Does Zoho Expense have a free plan?
- Yes, Zoho Expense lists a free plan. Check the vendor pricing page for current usage limits before you rely on it.
- Is Zoho Expense cheaper billed annually in India?
- Yes. Paying annually is about 25% cheaper than month-to-month, saving roughly ₹600 per user a year on the Premium plan. Use the billing toggle in the plan table above to compare each plan's monthly and annual rate.
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