Online payment collection tools for Indian businesses
The 5 online payment collection tools we track, with verified India pricing (forex-adjusted), honest trade-offs, and the caveats most directories skip.
Quick answer: of the 5 online payment collection tools we track, 4 offer a free plan, and paid monthly plans run about ₹492–₹1,356 for a GST-registered business (after the card forex markup). The prices below are the India cost for a registered business, not the sticker. GST is extra if you cannot reclaim it.
| Tool | India price | Free plan | Best for |
|---|---|---|---|
| Zoho Books | ₹749/mo | Yes | Indian SMBs wanting cloud-based GST accounting |
| SimplyBook.me | ₹1,356/mo | Yes | Salons, clinics, studios, consultants |
| Refrens | ₹492/mo | Yes | Indian freelancers and agencies needing GST invoices and quotations |
| HaleMind | Custom | — | Clinics and small hospitals needing OPD/IPD management |
| Khatabook | Free | Yes | Indian shopkeepers and micro-businesses tracking customer/supplier credit (udhaar) |
Prices are the entry plan converted to rupees at an effective card rate (mid-market plus the forex markup), the cost a GST-registered business nets. GST adds 18% if you cannot reclaim it, and some Indian vendors already include it. Indicative, not your exact bill. Confirm each plan on the vendor site.
Explore related needs
Tools that solve online payment collection often overlap with these.