Paytm Payment Gateway alternatives
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Paytm's all-in-one payment gateway for UPI, cards, net banking, wallets, and EMI, with category-based transaction pricing.
A solid, broad-coverage gateway for Indian merchants who want every payment method (including Paytm Wallet) in one integration, with no setup or annual fee. Category-based pricing can be favourable for grocery/utilities/education merchants but is ~1.99% for general categories - check which category your business falls into.
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Use it if Indian merchants wanting the widest payment-method coverage in one integration. Avoid it if General-category merchants seeking the lowest possible blended rate
Paytm Payment Gateway (the Paytm All-in-One PG) lets Indian businesses accept the widest range of payment methods - UPI, Paytm Wallet, credit/debit cards (Visa, Mastercard, Amex, RuPay, Diners), net banking from 50+ banks, and EMI - through a single integration with SDKs and plugins. It is widely used across e-commerce, services, and offline-to-online merchants, and pricing varies by merchant category.
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Compare practical options in the same category by price, fit, and caveats.
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Verified ~June 2026 from Paytm for Business pricing. No setup fee and no annual maintenance charge; per-transaction pricing varies by payment source and merchant category - reported around 1.40% for grocery/kirana, 1.20% for tolls/government/utilities/education, and 1.99% for other categories. Exact rates depend on method and category and change over time - confirm at https://business.paytm.com/pricing before relying on these figures.
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Use Paytm Payment Gateway if Indian merchants wanting the widest payment-method coverage in one integration. Avoid it if General-category merchants seeking the lowest possible blended rate
Paytm Payment Gateway can work for Indian buyers, but check currency, tax, billing, support, and whether the workflow justifies foreign-currency pricing.
Paytm Payment Gateway does not list a permanent free plan in FindThatSoftware data. Check the official pricing page for trial terms and current offers.
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