Finance & Money
Online payment gateways and billing tools
Payment gateways and billing tools for collecting online payments, subscriptions, and payment links, with India-specific methods like UPI and rupee settlement.
Find my payment gatewayQuick answer
Cashfree Payments is the strongest overall fit we list for Payments & Billing, best suited for Indian e-commerce and D2C brands collecting payments online.
CCAvenue is the main alternative, stronger when you need Indian businesses wanting broad payment options.
Every option below lists its pricing caveats and a last-verified date, so you can confirm the details before you buy.
Paid plans start around ₹100/mo for a GST-registered business (CCAvenue), though final pricing depends on team size and add-ons. 2 of 9 tools offer a free plan you can start on. Always confirm current pricing on the vendor site before buying.
Go deeper
| Tool | Best for | Starts at (₹ all-in) | Free option | Data status |
|---|---|---|---|---|
| Cashfree Payments | Indian e-commerce and D2C brands collecting payments online | Freemium | Free plan | Source checked 29 Jul 2026 |
| CCAvenue | Indian businesses wanting broad payment options | ₹100/mo | Not listed | Source checked 29 Jul 2026 |
| Paytm Payment Gateway | Indian merchants wanting the widest payment-method coverage in one integration | Paid / usage-based | Not listed | Source checked 29 Jul 2026 |
| PhonePe Payment Gateway | Indian D2C and SMB sellers whose customers pay mostly via UPI | Paid / usage-based | Not listed | Source checked 29 Jul 2026 |
| Razorpay | Indian businesses accepting UPI, cards, and netbanking online | Paid / usage-based | Not listed | Source checked 14 Jul 2026 |
| Instamojo | Freelancers and creators collecting payments | ₹417/mo | Free plan | Source checked 29 Jul 2026 |
All 9 tools here are source-checked against vendor pages.
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Ship on GitLab and AWS, run the team on Asana and Airtable, acquire customers with Apollo and an AI SDR, bill with Razorpay for India and Stripe for global on top of Zoho Books, and support plus measure users with Intercom, Mixpanel, and Metabase, with 1Password guarding access.
18 toolsIndia
Payments & Billing, Made in India, Source-checked
India-first, RBI-licensed payment gateway and payouts platform supporting UPI, cards, net banking, and cross-border payments.
Use it to accept online payments, sell internationally, reduce RTO losses
Payments & Billing, Made in India, Source-checked
One of India's oldest payment gateways, supporting many payment options and multi-currency.
Use it to accept online payments, sell internationally, collect recurring subscriptions
Payments & Billing, Made in India, Source-checked
Paytm's all-in-one payment gateway for UPI, cards, net banking, wallets, and EMI, with category-based transaction pricing.
Use it to accept online payments, collect school fees, collect recurring subscriptions
Payments & Billing, Made in India, Source-checked
Payment gateway from PhonePe to accept UPI, cards, net banking, and wallets online, with strong UPI reach and recurring payments.
Use it to accept online payments, collect recurring subscriptions, collect school fees
Payments & Billing, Made in India, Source-checked
India-first payment gateway for accepting online payments, UPI, payment links, and subscriptions.
Use it to accept online payments, collect recurring subscriptions, sell internationally
Payments & Billing, Made in India, Source-checked
India-first payments and online-store platform for small businesses, freelancers and creators.
Use it to accept online payments, build an online store, sell online courses
Payments & Billing, Made in India, Source-checked
Indian payment gateway for online businesses, accepting cards, UPI, netbanking, wallets and EMI.
Use it to accept online payments, sell over WhatsApp, collect recurring subscriptions
Payments & Billing, Made in India, Source-checked
Developer-friendly Indian payment gateway and collections platform supporting UPI, cards, EMI, wallets, and net banking with T+1 settlement.
Use it to collect school fees, pay vendors and payouts, collect recurring subscriptions
Payments & Billing, Source-checked
Developer-first global payments platform with APIs for online payments, billing and subscriptions.
Use it to accept online payments, sell internationally, collect recurring subscriptions
No tools match these filters.
Already using one of these? See the practical, source-backed alternatives weighed for India-first buyers.