Cashfree Payments
India-first, RBI-licensed payment gateway and payouts platform supporting UPI, cards, net banking, and cross-border payments.
- Starts at
- Freemium
- Sources
- 6 cited
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View all stacksStack StackIndia StackIndia Online payment gateways and billing toolsMade in India✓ Verified Online payment gateways and billing toolsMade in India✓ Verified 
Online payment gateways and billing toolsMade in India✓ Verified 
Online payment gateways and billing toolsMade in India✓ Verified 
Online payment gateways and billing toolsMade in India✓ Verified 
Online payment gateways and billing toolsMade in India✓ Verified 
Online payment gateways and billing toolsMade in India✓ Verified 
Online payment gateways and billing toolsMade in India✓ Verified 
Online payment gateways and billing tools✓ Verified 
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Back to categoriesFinance & Money
Payments & Billing software for Indian businesses
Online payment gateways and billing tools
Payment gateways and billing tools for collecting online payments, subscriptions, and payment links, with India-specific methods like UPI and rupee settlement.
Find my payment gateway →Quick answer
Cashfree Payments is the strongest overall fit we list for Payments & Billing, best suited for Indian e-commerce and D2C brands collecting payments online.
CCAvenue is the main alternative, stronger when you need Indian businesses wanting broad payment options.
Every option below lists its pricing caveats and a last-verified date, so you can confirm the details before you buy.
Paid plans start around ₹100/mo, though final pricing depends on team size and add-ons. 2 of 9 tools offer a free plan you can start on. Always confirm current pricing on the vendor site before buying.
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Payments & Billing tools at a glance
| Tool | Best for | Starts at | Free option | Data status |
|---|---|---|---|---|
| Cashfree Payments | Indian e-commerce and D2C brands collecting payments online | Freemium | Free plan | Source checked 29 Jul 2026 |
| CCAvenue | Indian businesses wanting broad payment options | ₹100/mo | Not listed | Source checked 29 Jul 2026 |
| Paytm Payment Gateway | Indian merchants wanting the widest payment-method coverage in one integration | Paid / usage-based | Not listed | Source checked 29 Jul 2026 |
| PhonePe Payment Gateway | Indian D2C and SMB sellers whose customers pay mostly via UPI | Paid / usage-based | Not listed | Source checked 29 Jul 2026 |
| Razorpay | Indian businesses accepting UPI, cards, and netbanking online | Paid / usage-based | Not listed | Source checked 14 Jul 2026 |
| Instamojo | Freelancers and creators collecting payments | ₹417/mo | Free plan | Source checked 29 Jul 2026 |
All 9 tools here are source-checked against vendor pages.
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Software Stack To Solo Founder Launching A B2B SaaS On A Tight Budget
Ship cheaply: version and build your code on GitLab, host on an affordable INR plan from Hostinger, bill through Cashfree if you are India-registered or Stripe if you sell globally, capture leads with Apollo and Bigin, and lean on free plans for email, support, and passwords.
- Tools in stack
- 15
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Software stack to launch a website in India
Pick one website builder that matches your skill and goal, sort domain and hosting (often bundled with the builder), add lead capture and chat, take payments through an India gateway if you sell, then wire up analytics and an SEO check.
- Tools in stack
- 12
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Software stack to build and run a SaaS startup in India
Ship on GitLab and AWS, run the team on Asana and Airtable, acquire customers with Apollo and an AI SDR, bill with Razorpay for India and Stripe for global on top of Zoho Books, and support plus measure users with Intercom, Mixpanel, and Metabase, with 1Password guarding access.
- Tools in stack
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Explore by need
The catalog
All 9 Payments & Billing tools
Price/mo:
CCAvenue
One of India's oldest payment gateways, supporting many payment options and multi-currency.
- Starts at
- ₹100/mo
- Sources
- 2 cited
Paytm Payment Gateway
Paytm's all-in-one payment gateway for UPI, cards, net banking, wallets, and EMI, with category-based transaction pricing.
- Starts at
- Paid / usage-based
- Sources
- 2 cited
PhonePe Payment Gateway
Payment gateway from PhonePe to accept UPI, cards, net banking, and wallets online, with strong UPI reach and recurring payments.
- Starts at
- Paid / usage-based
- Sources
- 2 cited
Razorpay
India-first payment gateway for accepting online payments, UPI, payment links, and subscriptions.
- Starts at
- Paid / usage-based
- Sources
- 2 cited
Instamojo
India-first payments and online-store platform for small businesses, freelancers and creators.
- Starts at
- ₹417/mo
- Sources
- 2 cited
PayU
Indian payment gateway for online businesses, accepting cards, UPI, netbanking, wallets and EMI.
- Starts at
- Paid / usage-based
- Sources
- 2 cited
Easebuzz
Developer-friendly Indian payment gateway and collections platform supporting UPI, cards, EMI, wallets, and net banking with T+1 settlement.
- Starts at
- Custom
- Sources
- 2 cited
Stripe
Developer-first global payments platform with APIs for online payments, billing and subscriptions.
- Starts at
- Freemium
- Sources
- 2 cited
No tools match these filters.
Compare alternatives
Payments & Billing alternatives, tool by tool
Already using one of these? See the practical, source-backed alternatives weighed for India-first buyers.
Questions
Payments & Billing software FAQ
What is the best Payments & Billing software for Indian businesses?
Cashfree Payments is the strongest overall fit we list for Payments & Billing, best suited for Indian e-commerce and D2C brands collecting payments online. CCAvenue is the main alternative, stronger when you need Indian businesses wanting broad payment options. Every option below lists its pricing caveats and a last-verified date, so you can confirm the details before you buy.
How much does Payments & Billing software cost?
Paid plans start around ₹100/mo, though final pricing depends on team size and add-ons. 2 of 9 tools offer a free plan you can start on. Always confirm current pricing on the vendor site before buying.
Which Payments & Billing tools offer a free plan or trial?
Cashfree Payments and Instamojo offer a free plan or trial, so you can test the workflow before committing budget.
Which Payments & Billing tools give a GST invoice in India?
Cashfree Payments, CCAvenue, Paytm Payment Gateway, PhonePe Payment Gateway, Razorpay, and Instamojo issue a GST-compliant tax invoice, so a GST-registered business can claim the 18% GST back as input tax credit. 9 of 9 tools listed here are GST-invoice ready; for the rest, a foreign tool's GST is still recoverable through the reverse-charge self-invoice (see each tool's pricing page).
How does FindThatSoftware rank Payments & Billing tools?
All 9 tools here are source-checked against vendor pages. We rank tools by fit to this category and India-operational signals (India-based vendor, GST invoicing, INR billing, verified data); placement is never for sale.