Accept online payments tools for Indian businesses
The 15 accept online payments tools we track, with verified India pricing (forex-adjusted), honest trade-offs, and the caveats most directories skip.
Quick answer: of the 15 accept online payments tools we track, 6 offer a free plan, and paid monthly plans run about ₹100–₹1,489 for a GST-registered business (after the card forex markup). The prices below are the India cost for a registered business, not the sticker. GST is extra if you cannot reclaim it.
| Tool | India price | Free plan | Best for |
|---|---|---|---|
| Bigin by Zoho | ₹400/mo | Yes | Solo users and small teams starting with pipeline CRM. |
| TallyPrime | ₹675/mo | — | Indian SMBs needing GST-compliant accounting |
| Fillout | ₹1,489/mo | Yes | Teams wanting powerful forms affordably |
| WooCommerce | ₹640/mo | Yes | Businesses already on WordPress wanting integrated commerce |
| Cashfree Payments | Usage-based | Yes | Indian e-commerce and D2C brands collecting payments online |
| Paytm Payment Gateway | Usage-based | — | Indian merchants wanting the widest payment-method coverage in one integration |
| PhonePe Payment Gateway | Usage-based | — | Indian D2C and SMB sellers whose customers pay mostly via UPI |
| Razorpay | Usage-based | — | Indian businesses accepting UPI, cards, and netbanking online |
| Stripe | Usage-based | — | Startups and tech-led businesses |
| CCAvenue | ₹100/mo | — | Indian businesses wanting broad payment options |
| Easebuzz | Custom | — | Indian SMBs, education, and SaaS needing flexible collections and payouts |
| Instamojo | ₹417/mo | Yes | Freelancers and creators collecting payments |
| PayU | Usage-based | — | Indian businesses accepting online payments |
| Zoho Forms | ₹580/mo | Yes | Teams already using Zoho CRM or Bigin |
| NexProp | Custom | — | Indian builders and developers managing project and unit inventory across towers and phases |
Prices are the entry plan converted to rupees at an effective card rate (mid-market plus the forex markup), the cost a GST-registered business nets. GST adds 18% if you cannot reclaim it, and some Indian vendors already include it. Indicative, not your exact bill. Confirm each plan on the vendor site.
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