Accept online payments tools for Indian businesses
The 15 accept online payments tools we track, with verified India pricing (forex-adjusted), honest trade-offs, and the caveats most directories skip.
Quick answer: of the 15 accept online payments tools we track, 6 offer a free plan, and paid monthly plans run about ₹100–₹63,239 for a GST-registered business (after the card forex markup). The prices below are the India cost for a registered business, not the sticker. GST is extra if you cannot reclaim it.
| Tool | India price | Free plan | Best for |
|---|---|---|---|
| Bigin by Zoho | ₹400/mo | Yes | Solo users and small teams starting with pipeline CRM. |
| TallyPrime | ₹675/mo | — | Indian SMBs needing GST-compliant accounting |
| Fillout | ₹1,482/mo | Yes | Teams wanting powerful forms affordably |
| WooCommerce | ₹63,239/mo | Yes | Businesses already on WordPress wanting integrated commerce |
| Cashfree Payments | Usage-based | Yes | Indian e-commerce and D2C brands collecting payments online |
| Paytm Payment Gateway | Usage-based | — | Indian merchants wanting the widest payment-method coverage in one integration |
| PhonePe Payment Gateway | Usage-based | — | Indian D2C and SMB sellers whose customers pay mostly via UPI |
| Razorpay | Usage-based | — | Indian businesses accepting UPI, cards, and netbanking online |
| Stripe | Usage-based | — | Startups and tech-led businesses |
| CCAvenue | ₹100/mo | — | Indian businesses wanting broad payment options |
| Easebuzz | Custom | — | Indian SMBs, education, and SaaS needing flexible collections and payouts |
| Instamojo | ₹417/mo | Yes | Freelancers and creators collecting payments |
| PayU | Usage-based | — | Indian businesses accepting online payments |
| Zoho Forms | ₹580/mo | Yes | Teams already using Zoho CRM or Bigin |
| NexProp | Custom | — | Indian builders and developers managing project and unit inventory across towers and phases |
Prices are the entry plan converted to rupees at an effective card rate (mid-market plus the forex markup), the cost a GST-registered business nets. GST adds 18% if you cannot reclaim it, and some Indian vendors already include it. Indicative, not your exact bill. Confirm each plan on the vendor site.
Explore related needs
Tools that solve accept online payments often overlap with these.