What does Stripe charge in India?

Standard rate, per transaction

Per transaction

no fixed monthly price · rates below

you pay only when you take a payment

Stripe has no monthly sticker price, which is why most directories list it as "custom" and leave you guessing. It bills per transaction, so your real cost depends on volume. 18% GST applies on the fee, and a registered business reclaims it as input credit.

Stripe rate card

Published standard rates, as verified from the vendor's own charges page. Rates exclude 18% GST and are negotiable at volume.

Plan	Billing	What you pay
Payments - domestic cards	per transaction	Mastercard and Visa cards issued in India. Domestic debit card transactions carry the regulated MDR of 0.4 percent with a cap. No setup, monthly or closure fee. Radar fraud screening and Authorisation Boost are included on standard pricing.
Payments - international cards	per transaction	Mastercard and Visa cards issued outside India. Plus 2 percent if currency conversion is required. Payouts are in INR.
Payments - international American Express	per transaction	American Express cards issued outside India. Plus 2 percent if currency conversion is required.
Payments - international, USD or other presentment	per transaction	Plus 2 percent if currency conversion is required. Non INR presentment needs export details such as an IEC and a purpose code.
Enterprise / custom package	per transaction	Quote only. Volume, multi product and country specific discounts, flat rates and buy rates for platforms.
Billing	per transaction	On top of card fees. Covers subscription and usage billing on and off Stripe; one off invoices excluded.
Invoicing Starter	per transaction	On top of card fees.
Invoicing Plus	per transaction	Starter features plus quotes. On top of card fees.
Connect (platform pricing)	per transaction	Starting fee. Included at no extra charge when Stripe sets and collects fees from connected users.
Authorisation Boost (custom pricing)	per transaction	Included on standard pricing; charged only to accounts on custom payments pricing.
Dispute received fee	per transaction	Network fees may also apply in rare cases.
Dispute countered fee	per transaction	Returned if you win the dispute, kept if you lose. A separate fee of the same size applies to each appeal and is never returned.
Smart Disputes	per transaction	No fee on lost disputes. The dispute received fee still applies.
Dispute prevention resolutions	per transaction	Deflection lookups included. Each Mastercard resolution costs twice as much.
Workflows	per transaction	10,000 steps a month included.
Atlas incorporation	one-time	Quoted in USD even on the India page. US company incorporation; includes government fees and the first year of registered agent service.

There is no plan fee: Stripe deducts a percentage from each successful card payment and pays out the rest in INR, with no flat per transaction fee on the India rate card. Billing, Invoicing and Connect charge their own percentage on top of card fees, and disputes carry fixed fees per case. The terms say Stripe issues a tax invoice for its fees, so supply your GSTIN; the trap is foreign cards, where the higher international rate and a separate conversion charge stack.

What a percentage rate actually costs you

Cost scales with volume

A monthly plan is capped; a per-transaction rate is not. At low volume a percentage rate is the cheaper deal, and past a certain point a flat monthly tool wins. Model your own volume before assuming "no monthly fee" means cheaper.

18% GST on the fee, not the sale

GST is charged on the transaction fee, not on the full value you process. A registered business reclaims it as input credit, so the fee before GST is the number that matters. Only an unregistered buyer bears the full 18%.

Indicative, not a quote. Published rates are standard retail rates for a new account and are commonly negotiated down at volume. Confirm current rates with the vendor before you commit. Rates last verified 12 Nov 2026.

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What will Stripe cost on your volume?

A rate card does not tell you the bill. Put in your monthly volume and average order value to see the fee across the main India gateways, GST included.

Payment gateway fee calculator India gateway charges study

Before you commit to Stripe

Stripe charges, answered

How much does Stripe charge in India?: Stripe does not charge a fixed monthly price. You pay per transaction, so the cost scales with your volume, and 18% GST applies on the fee. Mastercard and Visa cards issued in India. Domestic debit card transactions carry the regulated MDR of 0.4 percent with a cap. No setup, monthly or closure fee. Radar fraud screening and Authorisation Boost are included on standard pricing.
Does Stripe have a monthly fee or setup cost?: Stripe is billed on usage rather than a flat monthly plan. Setup, maintenance or annual charges vary by contract, so confirm them with the vendor before signing.
Is GST charged on Stripe fees?: Yes. 18% GST applies on the fee itself, not on the full transaction value. A GST-registered business reclaims it as input credit, so the real cost is the fee before GST. An unregistered buyer bears the full 18%.
Can Stripe rates be negotiated?: Usually, at volume. Published rates are the standard retail rates for a new account. Once you have consistent monthly volume, most India vendors in this category will quote a lower rate, so treat the published figure as a ceiling rather than a fixed price.