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CCAvenue · Online payment gateways and billing tools
FindThatSoftwareIndia charges
What does CCAvenue charge in India?
Standard rate, per transaction
Per transaction
no fixed monthly price · rates below
you pay only when you take a payment
CCAvenue has no monthly sticker price, which is why most directories list it as "custom" and leave you guessing. It bills per transaction, so your real cost depends on volume. 18% GST applies on the fee, and a registered business reclaims it as input credit.
CCAvenue rate card
Published standard rates, as verified from the vendor's own charges page. Rates exclude 18% GST and are negotiable at volume.
| Plan | Billing | What you pay |
|---|---|---|
| Standard - Online Payments (domestic cards, prepaid cards, wallets, netbanking, UPI) | per transaction | 2.00% platform fee per transaction, plus 18% GST. Standard plan: access to the entire range of payment products, dashboard and reports. No setup fees, no hidden charges. Commercials may differ by merchant category. Covers domestic credit and debit cards, prepaid cards, wallets (PayZapp, Mobikwik, Airtel Payments Bank, FreeCharge, JioMoney, OlaMoney, Paytm, Itz Cash), 60+ netbanking banks, and UPI (PPI wallet and credit line). |
| Credit Card on UPI | per transaction | 2.15% platform fee per transaction, plus 18% GST. |
| Corporate / Commercial Credit Cards (domestic) | per transaction | 3% platform fee per transaction, plus 18% GST. |
| Credit Card EMI | per transaction | 2% platform fee per transaction, plus 18% GST. |
| American Express & Diners Club Credit Cards + EMI | per transaction | 3% platform fee per transaction, plus 18% GST. |
| Cardless EMI | per transaction | 3.5% platform fee per transaction, plus 18% GST. |
| Credit & Debit Cards (International) | per transaction | 3% platform fee per transaction, plus 18% GST. |
| Multi-Currency Processing | per transaction | 3.5% platform fee per transaction, plus 18% GST. 27 currencies supported including USD, GBP, EUR, AED, SGD, OMR, BHD, CAD, CHF, THB, LKR, MYR, QAR, HKD, KWD, BDT, NZD, AUD, NPR, CNY, JPY, KES, MUR, PHP, SAR, ZAR. |
| Shopify plugin surcharge | per transaction | Additional 0.20% on all payment modes processed through the Shopify plugin, plus 18% GST. Charged on top of the underlying method's rate. |
| Offline Payments (CCAvenue POS / TapPay) | per transaction | Quote only. Pricing on request for all offline payment options: domestic credit and debit cards, credit card on UPI, corporate or commercial credit cards, and international cards. |
| Tokenization (CCAvenue Vault) - provisioning / migration / deletion | per transaction | ₹1.25 per token, plus 18% GST. |
| Tokenization - token cryptogram | per transaction | ₹0.20 per request, plus 18% GST. |
| Recurring Payments (credit/debit card) - mandate creation & modification | per transaction | ₹15 per mandate creation or modification, plus 18% GST. |
| Recurring Payments - validation charge | per transaction | ₹1, plus 18% GST. |
| Recurring Payments - notification charge | per transaction | ₹1, plus 18% GST. |
| Messaging - WhatsApp | per transaction | ₹0.30 per message, plus 18% GST. |
| Messaging - SMS | per transaction | ₹0.25 per message, plus 18% GST. |
| Recurring Payments - ENACH | per transaction | Quote only. Pricing on request, no published rate. |
| Recurring Payments - UPI | per transaction | Quote only. Pricing on request, no published rate. |
| Custom (Enterprise) | per transaction | Quote only. Customised pricing for enterprises with large transaction volumes or annual revenue above a set threshold. Tailored solutions for complex business models, white-label or reseller partnerships, dedicated account manager, customised settlement and payout schedules. Contact sales. |
| Annual Software Upgradation Charges (A.S.U.C.) | recurring | ₹1,200 plus GST a year. Waived for the first financial year from activation, then billed in advance every year on 1 April, pro rated for merchants who sign up after April. A fixed yearly charge every merchant pays from the second financial year. |
CCAvenue charges a percentage platform fee on each transaction, deducted from your payouts, with 18 percent GST added on top and shown on its statements and invoices. The rate depends on the payment method, with corporate cards, Amex, cardless EMI, international cards and multi-currency charged noticeably more than domestic cards and UPI, and the vendor says rates can differ by merchant category. The trap is the fixed extras: a yearly software upgradation charge billed in advance every April from the second financial year, a surcharge on top of every Shopify payment, and per mandate fees for recurring card payments.
What a percentage rate actually costs you
Cost scales with volume
A monthly plan is capped; a per-transaction rate is not. At low volume a percentage rate is the cheaper deal, and past a certain point a flat monthly tool wins. Model your own volume before assuming "no monthly fee" means cheaper.
18% GST on the fee, not the sale
GST is charged on the transaction fee, not on the full value you process. A registered business reclaims it as input credit, so the fee before GST is the number that matters. Only an unregistered buyer bears the full 18%.
Indicative, not a quote. Published rates are standard retail rates for a new account and are commonly negotiated down at volume. Confirm current rates with the vendor before you commit. Rates last verified 12 Nov 2026.
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Claim this listingWhat will CCAvenue cost on your volume?
A rate card does not tell you the bill. Put in your monthly volume and average order value to see the fee across the main India gateways, GST included.
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CCAvenue charges, answered
- How much does CCAvenue charge in India?
- CCAvenue does not charge a fixed monthly price. You pay per transaction, so the cost scales with your volume, and 18% GST applies on the fee. 2.00% platform fee per transaction, plus 18% GST. Standard plan: access to the entire range of payment products, dashboard and reports. No setup fees, no hidden charges. Commercials may differ by merchant category. Covers domestic credit and debit cards, prepaid cards, wallets (PayZapp, Mobikwik, Airtel Payments Bank, FreeCharge, JioMoney, OlaMoney, Paytm, Itz Cash), 60+ netbanking banks, and UPI (PPI wallet and credit line).
- Does CCAvenue have a monthly fee or setup cost?
- CCAvenue is billed on usage rather than a flat monthly plan. Setup, maintenance or annual charges vary by contract, so confirm them with the vendor before signing.
- Is GST charged on CCAvenue fees?
- Yes. 18% GST applies on the fee itself, not on the full transaction value. A GST-registered business reclaims it as input credit, so the real cost is the fee before GST. An unregistered buyer bears the full 18%.
- Can CCAvenue rates be negotiated?
- Usually, at volume. Published rates are the standard retail rates for a new account. Once you have consistent monthly volume, most India vendors in this category will quote a lower rate, so treat the published figure as a ceiling rather than a fixed price.