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WhichStackAlternatives
Back to CCAvenue

Alternatives

CCAvenue alternatives in India

Cashfree Payments is the first alternative to check for many buyers, but the right choice depends on whether you care most about price, simplicity, automation, or scale.

Compare against

Current tool
CCAvenue
Category
Finance & Money › Payments & Billing
Alternatives reviewed
5
Get Payments & Billing buying help

Plain-English recommendation

This page exists for buyers who already found a known tool but still need to understand the practical trade-offs.

Do not switch tools just because an alternative is cheaper.

Start with the failure mode. If CCAvenue is too expensive, compare pricing limits. If it is too complex, compare setup effort. If it lacks a workflow you need, compare integrations and automation depth. The best alternative is the one that fixes the actual constraint without creating a new operational mess.

Best CCAvenue alternatives to compare

Cashfree Payments logo

Cashfree Payments

India-first, RBI-licensed payment gateway and payouts platform supporting UPI, cards, net banking, and cross-border payments.

Starting price
Freemium
Free plan
Available
Data status
Source checked Jun 15, 2026

Verified June 2026 from Cashfree's official charges page. No setup fee and no annual maintenance charge (AMC); per-transaction pricing only. Promotional domestic rate of 1.6% (vs standard 1.95%) applies to UPI, domestic cards, net banking, wallets, and prepaid cards for merchants signing up between 18 Sep 2025 and 30 Apr 2026, locked in for 12 months from signup. Promotional rate eligibility requires monthly transaction volume not exceeding Rs 1 Crore and UPI being at least 40% of monthly GTV. International cards: ~2.69% promotional / 2.99% standard (Visa/Mastercard), 2.95% (Amex), capped at Rs 10 Lakh/month before reverting to standard. Virtual bank accounts start at a Rs 20 platform fee; forex conversion fees apply on non-INR transactions. Note: multiple third-party sources cite UPI/RuPay as 0%, but this figure was not confirmed verbatim on the official charges page during this check and exact category rates may vary by merchant and time — confirm current figures at https://www.cashfree.com/payment-gateway-charges/ before relying on them.

Better fit when

Indian e-commerce and D2C brands collecting payments online

Watch out for

Businesses outside India seeking a primary domestic gateway in their own market

Source trail

Cashfree payment gateway charges page (pricing, promo rate, eligibility)Cashfree official homepage (products, capabilities, customers)Business Standard: Cashfree gets RBI PA-CB licence
View Cashfree Payments profileVisit Cashfree Payments
Razorpay logo

Razorpay

India-first payment gateway for accepting online payments, UPI, payment links, and subscriptions.

Starting price
Paid / usage-based
Free plan
Not listed
Data status
Source checked Jun 14, 2026

Verified Jun 2026 (official pricing): Standard plan charges a flat 2% per successful domestic transaction (cards, UPI, netbanking, wallets) with no setup, annual, or refund fees; 18% GST applies on the fee. International cards up to 3%. Settlement T+1 (instant available).

Better fit when

Indian businesses accepting UPI, cards, and netbanking online

Watch out for

Businesses needing payments outside India as the primary market

Source trail

Razorpay pricingRazorpay official site
View Razorpay profileVisit Razorpay
I

Instamojo

India-first payments and online-store platform for small businesses, freelancers and creators.

Starting price
Freemium
Free plan
Available
Data status
Curated listing

Transaction fees plus optional paid plans (INR). Verify current fees and pricing on the official site.

Better fit when

Freelancers and creators collecting payments

Watch out for

Large merchants needing advanced checkout

Source trail

Instamojo official site
View Instamojo profileVisit Instamojo
P

PayU

Indian payment gateway for online businesses, accepting cards, UPI, netbanking, wallets and EMI.

Starting price
Paid / usage-based
Free plan
Not listed
Data status
Curated listing

Transaction-based pricing varies by payment method and volume (INR). Verify current rates on the official site.

Better fit when

Indian businesses accepting online payments

Watch out for

Businesses outside India

Source trail

PayU official site
View PayU profileVisit PayU
S

Stripe

Developer-first global payments platform with APIs for online payments, billing and subscriptions.

Starting price
Paid / usage-based
Free plan
Not listed
Data status
Curated listing

Transaction-based pricing varies by region and method (commonly USD). Verify current India pricing and methods on the official site.

Better fit when

Startups and tech-led businesses

Watch out for

Non-technical sellers wanting plug-and-play

Source trail

Stripe official site
View Stripe profileVisit Stripe

What is the best CCAvenue alternative in India?

Cashfree Payments is the first alternative to check for many India-first buyers because it gives a different trade-off profile from CCAvenue: Strong India-first choice for collecting payments online: native UPI/RuPay support, full RBI licensing including cross-border (PA-CB), and competitive INR-denominated pricing make it well-suited for Indian D2C, SaaS, and marketplace sellers. Caveat: the headline promotional rate carries volume and UPI-mix eligibility conditions, so verify your effective rate against your own transaction profile before committing, and confirm cross-border/forex charges if you sell internationally.

When should I not switch away from CCAvenue?

Indian businesses wanting broad payment options

How should Indian small businesses compare alternatives?

Compare the real monthly cost, free-plan limits, setup complexity, integrations, and who should avoid each tool. The cheapest tool is not always the best fit if it adds manual work later.

WhichStack

The India-first software decision platform. Tell us your goal and we tell you which stack to use, what to start with, and what to check before you buy.

Browse by area

Sales & CRMMarketing & ContentSupport & MessagingCommerce & OperationsAutomation & AI PlatformsDeveloper & DataFinance & MoneyIT, Security & HostingIndustry Solutions

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© 2026 WhichStack. Source-backed, India-first.Recommendations are editorial — vendor relationships never set rankings.