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Payments & Billing
Easebuzz
Developer-friendly Indian payment gateway and collections platform supporting UPI, cards, EMI, wallets, and net banking with T+1 settlement.
Spec sheet
Pricing
Pay per use
- Free plan
- Not available
- Free trial
- Not listed
- Status
- Source checked 29 Jul 2026
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Claim this listingFindThatSoftware verdictEditorial ruling
A capable, developer-friendly Indian gateway worth shortlisting alongside Razorpay/Cashfree, especially for education, SaaS, and SMB collections that value flexible APIs and T+1 settlement. Confirm your effective per-method rates against your transaction mix.
Read the full verdict
Reported UPI pricing has at times been higher than peers, so verify before assuming UPI is cheapest.
FindThatSoftware has source-checked this listing and keeps 2 public sources visible for buyer verification.
In short
Easebuzz is listed under Payments & Billing, reviewed for Indian buyers. It issues an India GST invoice, so you can claim input credit. FindThatSoftware rates it best for Indian SMBs, education, and SaaS needing flexible collections and payouts; a poor fit for an exporter or SaaS seller billing overseas customers, since the FAQ states only Indian currency transactions are supported at present.
What Easebuzz costs in India
The rupee price a business actually pays, after the card forex markup, with GST shown both ways.
True India price
Easebuzz charges per transaction, not a monthly fee, so there is no single monthly price to show. The rate card lists every payment method's rate.
- Watch for
- Verified ~June 2026 from Easebuzz's pricing page and third-party reviews.
More
Zero setup cost and no maintenance charge; per-transaction pricing only, reported around 2.5% on UPI, ~1.2% on debit cards, and ~2.2% on credit cards, with T+1 settlement. Rates vary by merchant and method and the UPI figure is notably higher than some peers. Confirm current per-method rates at https://easebuzz.in/pricing/ before relying on them.
Paying for more than Easebuzz? See your whole stack's real India cost and where you could switch to save.
Audit your spendWho Easebuzz fits
What it is, what you gain, what you give up, and who should look elsewhere.
What is Easebuzz?
Easebuzz is a Pune-based payments and fintech platform offering a developer-friendly payment gateway plus payment links, smart collections, payouts, and software-led financial workflows. It supports UPI, credit/debit cards, net banking, wallets, and EMI, with T+1 settlements and dashboards aimed at SMBs, education, and SaaS. It is positioned as a flexible, integration-friendly alternative to the larger gateways.
What you gain, and what you give up.
The case for
- RBI authorised payment aggregator under certificate of authorisation number 252/2025, with the licence number stated on the pricing page itself
- Settlement is T+1 working day across all payment modes, and one price covers EasyCollect, Slices, SmartBilling, Forms, FeesBuzz and Teller
- Payouts, verification APIs and collections sit in the same account, so vendor payments do not need a second provider
The catch
- No rate card appears anywhere on the pricing page, and the actual percentage reaches you by email only after KYC and a signed agreement
- Rates follow the acquiring bank slab for your sector, so two merchants on the same product can pay different percentages
- Merchant initiated refunds take six to seven working days to reach the customer, far slower than the T+1 settlement suggests
- The FAQ says only Indian currency transactions are processed today while the product menu advertises an international payment gateway, so the two do not agree
Best for
- Indian SMBs, education, and SaaS needing flexible collections and payouts
- Developers wanting integration-friendly payment APIs
- Businesses needing payment links plus a full gateway
- Teams wanting T+1 settlement and reconciliation
Who should avoid it
- An exporter or SaaS seller billing overseas customers, since the FAQ states only Indian currency transactions are supported at present
- A founder who wants to compare gateway rates before committing, because no number is visible until KYC and the agreement are done
India readiness
How well Easebuzz fits an Indian business operationally, from the verified pricing and company facts we hold.
- ✓GST invoice
Issues a GST-compliant invoice, so a registered business can reclaim input tax.
- –Bills in INR
Not verified yet.
- ✓India HQ
India-headquartered, so support, timezone, and context are local.
Compare Easebuzz
How it stacks up on what we verified, the tools buyers weigh it against, and where it appears in our guides.
How Easebuzz compares
Against the 8 other payment gateway tools we list, from what we verified on each vendor’s own pages.
Less common among the other payment gateway tools
Recorded for Easebuzz and for at most a third of the 8 others we list.
- AI form generation
- Bulk payouts
- E nach mandates
This compares only the capabilities enough rival tools share for a comparison to mean anything, roughly a quarter of what we verified. The full list is under “What we verified” below, and anything absent from both is something we did not record rather than something the product lacks.
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Featured in our buying guides
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Where Easebuzz fits in a workflow
These stacks show when to use this tool, what comes before it, and what should be handled manually first.
What we verified about Easebuzz
Read from Easebuzz’s own pages. Each line is a finding and what it was based on, so you can check any of it yourself.
What Easebuzz does
Features we confirmed44
- Subscription billing
- EasyCollect manages subscription-based payments and Recurri automates recurring payments
- Payment links
- Payment Link product accepts payments via a shareable link
- E nach mandates
- Why Easebuzz block cites 150+ payment modes with e-NACH facilities for subscription businesses
- Bulk payouts
- Wire Payouts sends instant payouts via IMPS, NEFT, RTGS and UPI to one or many accounts
- AI form generation
- product menu labels Forms as AI Powered, generating dynamic AI-driven data collection forms
- Aadhaar verification API
- verification suite offers instant Aadhaar verification via secure API
- Accounts receivable tracking
- footer lists Teller AR as a separate accounts receivable product
- B2B invoice management
- Teller is a book-keeping product for supply-chain businesses covering collections and payables
- Bank account verification API
- verification suite offers instant bank account verification API
- Bill payment system
- EBPS is a bill payment system for service providers to collect payments
- Business tax payments
- Tax Payments product simplifies business tax payments
- Card tokenisation
- footer lists a Save Cards product for storing customer cards
- Connected banking APIs
- Easebuzz Neo is described as smart connected banking APIs
- Coupon and cashback engine
- pricing page includes a coupon feature for cashback and discounts, plus a separate Offer Engine product
- Cross border bank transfers
- International Bank Transfer enables secure cross-border bank payments
- Donation collection for temples
- Temple Stack is a donation and temple management suite marked NEW
- Driving licence verification
- verification suite covers driving licence and vehicle registration verification
- Due date payment reminders
- EasyCollect automates reminders for merchants with due-date-based collection
- Expense management
- Easebuzz SmartX is a smart expense management suite in the payouts menu
- Fee instalment collection
- FeesBuzz plugs instalment-wise fee reconciliation for any number of students
- Fraud and mule account monitoring
- FRM & Mule Monitoring is a fraud prevention platform for banks, NBFCs and payment processors
- Gstin cin udyam kyb
- Know Your Business verifies business details via GSTIN, PAN, CIN and Udyam validation APIs
- Iframe checkout
- pricing page says single checkout with iframe integration is live
- In store POS terminal
- Easebuzz POS handles in-store payments and ePOS does instant payment collection
- International INR collections
- International Payment Gateway receives payments in rupees from across the globe
- Invoicing and line items
- SmartBilling adds any number of line items and sends invoices by email and SMS from the console
- Merchant onboarding APIs
- Express Onboarding APIs provide fast and compliant partner onboarding
- Metered usage billing
- SmartBilling manages metered usage of products through customized subscription plans
- Multi bank acquiring routing
- Why Easebuzz claims high success rates with multiple bank acquiring at the backend
- Pan verification API
- verification suite offers real-time PAN validation API
- Payment forms builder
- Forms creates a registration application form in 5 minutes coupled to payment infrastructure
- Payment gateway API
- Payment Gateway product accepts payments with an API integration and has its own API docs
- Real time refund management
- dashboard manages real-time refunds, transaction status and payouts
- Reconciliation dashboard
- pricing page gives a dedicated dashboard with reconciliation features on all products
- Scheduled disbursements
- Wire Transfers send money to one or multiple accounts at a date and time you fix
- SMS email WhatsApp notifications
- pricing page states SMS, Email and WhatsApp integration is built into the APIs
- Society maintenance collection
- HOM360 is a society management and collection suite marked NEW
- Split payments to vendors
- Slices splits payments to multiple parts to pay vendors from a customer transaction
- UPI collections via vpa
- InstaCollect does instant collections using VPA
- UPI qr bharat qr
- pricing page enables Bharat QR interoperable across BHIM, PhonePe, Payzapp and Google Pay
- UPI soundbox
- Soundbar is a UPI soundbox giving instant spoken payment alerts in store
- Vendor payment automation
- Vendor Payments is an automated vendor payments platform in the payouts suite
- Vpa verification
- verification suite lists VPA verification among its other use cases
- Webstore builder
- Webstore product creates an online store for your business
What people use it for5
- Collect recurring subscriptions
- SaaS & ERP is a named use case with subscription and metered billing products
- Accept online payments
- Easebuzz launched a 'Buzzing For भारत' platform to accelerate MSME digitisation
- Marketplace vendor settlement
- Slices exists for marketplaces and franchisee models that must split payments to vendors
- Collect school college fees
- FeesBuzz and the Education use case target instalment-wise student fee collection
- Real estate collections
- Real Estate is one of five named use cases in the site navigation
Works with7
- UPI
- UPI is a supported payment mode with a dedicated UPI Payment Gateway product
- Shopify
- footer product list includes a Shopify plugin
- Phonepe
- Bharat QR support explicitly names PhonePe as a supported UPI app
- Juspay
- pricing page states Juspay integration is live alongside iframe checkout
- Google pay
- UPI QR is stated to support Google Pay (Tez) among all UPI apps
- Bhim
- Easebuzz UPI QR code is stated to support BHIM
- Rupay
- pricing page lists Rupay alongside Visa, Master and Maestro card acceptance
Terms, compliance and how you buy31
- RBI authorised payment aggregator
- every page footer states RBI Authorised Payment Aggregator, Certificate of Authorisation No. 252/2025
- 45 day chargeback resolution window
- terms give the merchant 45 days to resolve a chargeback dispute with the customer
- Arbitration in pune
- disputes go to a sole arbitrator under the Arbitration & Conciliation Act 1996 seated in Pune
- Crypto prohibited
- terms state cryptocurrency or any digital currency trade is strictly prohibited on the platform
- Developer docs and github
- footer links docs.easebuzz.in and a GitHub account for integration libraries
- DPDP act 2023 referenced
- terms define Data Protection Law to include the Digital Personal Data Protection Act 2023
- Escrow settlement account
- terms define an escrow account operated by the acquiring bank under the Payment and Settlement Systems Act 2007
- Free GST calculator
- footer offers a free GST calculator among its free online tools
- India built
- Easebuzz Private Limited is an Indian entity with arbitration seated in Pune, Maharashtra
- INR only processing today
- FAQ says only Indian currency transactions are currently supported for payment processing
- Merchant must prefund refunds
- terms require sufficient funds be available at all times or Easebuzz will not process the refund
- Merchant owns customer support
- terms make the merchant solely responsible for customer complaints, non-delivery and refunds
- Nodal officer and grievance policy
- terms commit to a nodal officer and publish a grievance redressal policy at easebuzz.in/grievance
- No published rate card
- pricing page says pricing is customized and is shared over email only after the agreement is signed
- No refunds after 180 days
- terms state no refund shall be processed by Easebuzz after 180 days from the transaction date
- No setup or maintenance fee claimed
- pricing is framed as pay-as-you-go with all six collection products at one single price
- One price across collection products
- pricing page states all products for collections are available at the same price with no extra charges
- Platform fee non refundable on chargeback
- terms make the platform fee non-refundable even where the transaction is refunded or charged back
- Posh committee disclosed
- footer publishes an ICC under POSH page, an Indian workplace compliance disclosure
- Pricing after KYC and agreement
- sign-up process lists KYC upload, a sales call, then pricing shared over registered email
- Prohibited list changes without notice
- terms reserve the right to update the Prohibited Merchants list at sole discretion without prior notice
- Prohibited merchant categories
- terms bar crypto trading, MLM collection fees, unlicensed chit funds and Nidhi companies, timeshares and gambling
- Pune headquartered
- terms set the seat of arbitration in Pune, Maharashtra
- Refunds take 6 to 7 working days
- FAQ says refunds reach the customer within 6 to 7 working days maximum after the acquiring bank
- Sector slab based rates
- FAQ says pricing slabs are defined by Visa/Master through the acquiring bank per sector
- Security deposit may be demanded
- terms let Easebuzz demand a security deposit for chargeback or refund-overdraft risk with 5 days to comply
- Self serve signup then sales call
- you sign up and verify email and phone yourself, but a business representative calls before the agreement
- Settlements can be suspended
- failure to fund a security deposit lets Easebuzz suspend or terminate settlement amounts without further notice
- Stale international cards faq
- the FAQ still promises international cards 'soon' while the menu already sells an International Payment Gateway
- T plus 1 settlement
- FAQ and pricing page both state settlements happen in T+1 working day across all payment modes
- Very wide product surface
- the product menu spans over 30 named products from soundbox to temple donations to fraud monitoring
Source trail
Pricing and free-plan claims can change. FindThatSoftware keeps source URLs visible so users can verify before buying.
Verified against the sources above. How we research & rate software →
Easebuzz questions
Does Easebuzz give a GST invoice in India?
- Easebuzz issues an India GST invoice, so a GST-registered business can claim input tax credit on it directly.
Is Easebuzz good for Indian small businesses?
- It suits Indian SMBs, education, and SaaS needing flexible collections and payouts. It bills in a foreign currency, so expect the card forex markup on every charge. It is not the right pick for an exporter or SaaS seller billing overseas customers, since the FAQ states only Indian currency transactions are supported at present.
Does Easebuzz have a free plan?
- Easebuzz does not list a permanent free plan in FindThatSoftware data. Check the official pricing page for trial terms and current offers.
What users say
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