Razorpay

India-first payment gateway for accepting online payments, UPI, payment links, and subscriptions.

Basic listing under review2 sources

What FTS knows so far

A practical default for Indian businesses that need to accept online payments quickly, including UPI and payment links with no website. Confirm current transaction fees and settlement terms on the official pricing page, as rates vary by method and plan.

FTS has not completed editorial review for this listing yet. Treat it as a discovery lead, not a recommendation.

How to evaluate Razorpay

Explore it only if Indian businesses accepting UPI, cards, and netbanking online. Do not shortlist it until pricing, integrations, security posture, and support expectations are checked from official sources.

Best for

Indian businesses accepting UPI, cards, and netbanking online
Teams needing payment links without building a checkout

Who should avoid it

Businesses needing payments outside India as the primary market
Buyers who want a free, no-transaction-fee option

Pros

Broad Indian payment method coverage including UPI
Payment links and subscriptions reduce build effort

Cons

Per-transaction fees apply to every payment
Exact rates vary by method and need verification

Source trail and verification gaps

This listing needs deeper editorial review. Use the source trail to decide whether it is worth investigating.

Verified Jun 2026 (official pricing): Standard plan charges a flat 2% per successful domestic transaction (cards, UPI, netbanking, wallets) with no setup, annual, or refund fees; 18% GST applies on the fee. International cards up to 3%. Settlement T+1 (instant available).

Still needs checking

Current pricing model and usage limits
Integration depth for the buyer workflow
Security, privacy, support, and procurement fit
Whether it is mature enough for non-technical teams

Razorpay pricinghttps://razorpay.com/pricing/Razorpay official sitehttps://razorpay.com/

Where Razorpay fits in a workflow

These stacks show when to use this tool, what comes before it, and what should be handled manually first.

View all stacks

India9 tools

Software stack to automate WhatsApp leads in India

Start by capturing every enquiry into one form, push it straight into a CRM, and handle conversations through an official WhatsApp Business API tool so nothing is lost in personal chats. Add broadcast and follow-up automation plus a payment link once leads are flowing. Do not begin with heavy automation: get capture, CRM, and one WhatsApp tool working first, then layer nurture and payments.

View stack

Is FTS recommending Razorpay?

Not yet. Razorpay is visible as a basic catalog listing, but FTS has not completed source review, pricing verification, or recommendation ranking for it.

When should you evaluate Razorpay?

Evaluate Razorpay only if Indian businesses accepting UPI, cards, and netbanking online. Before shortlisting, verify pricing, integrations, support, and security from official sources.

Who should avoid Razorpay for now?

Avoid relying on Razorpay if Businesses needing payments outside India as the primary market.

Not sure if Razorpay is the right fit?

Request help comparing this product against alternatives in the same category.