Annual billing only tools for Indian businesses
The 14 annual billing only tools we track, with verified India pricing (forex-adjusted), honest trade-offs, and the caveats most directories skip.
Quick answer: of the 14 annual billing only tools we track, 4 offer a free plan, and paid monthly plans run about ₹74–₹5,000 for a GST-registered business (after the card forex markup). The prices below are the India cost for a registered business, not the sticker. GST is extra if you cannot reclaim it.
| Tool | India price | Free plan | Best for |
|---|---|---|---|
| Insightly | ₹2,879/mo | — | Services and consulting firms |
| Graphy | ₹2,083/mo | — | Indian course creators who need UPI, INR, and GST-compliant invoicing out of the box |
| Carrd | ₹74/mo | Yes | Individuals and side projects |
| factoHR | ₹4,999/mo | Yes | Indian SMBs and enterprises needing HRMS + payroll |
| HealthPlix | ₹1,000/mo | — | Individual doctors and clinics wanting a focused EMR |
| DoubleTick | ₹3,000/mo | — | Indian sales teams selling on WhatsApp |
| MyOperator | ₹5,000/mo | — | Indian SMBs wanting professional call handling |
| Moodle | ₹1,325/mo | Yes | Schools, universities and enterprises |
| RazorpayX Payroll | ₹2,499/mo | — | Indian startups wanting automated payroll |
| Dashlane | ₹794/mo | — | Businesses wanting passwords + monitoring |
| DJUBO | ₹2,639/mo | — | Indian hotels wanting local OTA/gateway integration |
| RazorpayX | ₹999/mo | — | Indian startups automating payouts |
| Fedena | ₹4,167/mo | — | Schools and colleges wanting full ERP |
| Bruno | ₹596/mo | Yes | Developer teams that want API collections version-controlled in Git as plain text |
Prices are the entry plan converted to rupees at an effective card rate (mid-market plus the forex markup), the cost a GST-registered business nets. GST adds 18% if you cannot reclaim it, and some Indian vendors already include it. Indicative, not your exact bill. Confirm each plan on the vendor site.
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